Full question: I am 58 (turn 59 in December), and my wife is 50. We have a disabled/autistic child who is 7. My wife is suffering from numerous health issues most of which are attacking her immune system. Consequently, she is unable to provide consistent care for our son. She applied for SS Disability, but as it turns out she did not have appropriate work hours to get approved. I am considering retiring early in order to take care of her and our son. Is there any SS or other disability funds that any one of us can claim prior to me turning 62?

Hi there,

I would encourage you to check into Supplemental Security Income, SSI, for your wife and child, here.

Once you reach age 62 and file for retirement benefits, your child and wife will be eligible to collect child and child-in-care spousal benefits based on your earnings record.

For personalized support, you can speak with an RSSA here.

All the best,
Martha

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