If I apply to switch from survivor benefits to my own benefits, how long will it take to go into effect?

Published: March 14, 2024

Hi there,

You can make the decision of when you want to switch from survivor benefits to your own retirement benefits. You should file for those about three months prior to the date you want them to start to allow time for SSA to process the change. The first check in the new amount will be in the month after the benefits switch.

Best of luck,
Martha

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