RSSA in the News

BottomLineInc | When Should You Apply for Social Security Benefits?

Published: May 28, 2025

“Social Security expert Martha Shedden has spent decades advising people how and when to file for their benefits. Last December, with her own 70th birthday on the horizon, it was finally time for Shedden to apply for her own benefits. As of late April, she was still waiting to receive a decision letter from the Social Security Administration confirming that her application had been approved. The process of beginning Social Security benefits has never been speedy, but the system is moving especially slowly in 2025. Bottom Line Personal asked Shedden what Social Security applicants need to know now.”

TheStreet | Social Security clawback rules just changed again

Published: May 22, 2025

“This is fairer,” said Martha Shedden, a Registered Social Security Analyst and co-founder of the National Association of Registered Social Security Analysts. “Many people rely solely on their Social Security benefits, and to have the entire check disappear was unconscionable.”

Kiplinger | The Average Social Security Claiming Age is Trending Higher

Published: May 17, 2025

It might be best to consult with a professional, such as a registered Social Security analyst, before acting in haste. Getting a clear picture as to where you stand with respect to how much you’d likely collect at different claiming ages will go along way in helping you decide the best time for you and your retirement plans.

Yahoo | 5 Steps To Take Immediately If You’re Forced Into Retirement

Published: May 11, 2025

“If you’re already past your Full Retirement Age (FRA), consider retroactive benefits — you may qualify for up to six months in back benefits,” said Norm Haug, vice president of operations at the National Association of Registered Social Security Analysts. Haug explained, “If you do go back to work, make sure you tell the Social Security Administration. Earning over the limits or working too many hours, especially if you’re self-employed, before FRA can reduce or eliminate your benefits.”

Newsday | Social Security overpayment: What to know about latest changes

Published: May 7, 2025

Martha Shedden, president and co-founder of the National Association of Registered Social Security Analysts in Melville, said, “50% is better than 100%, but 10% is even better.” Shedden, whose company trains people who advise seniors on financial matters, said Social Security checks represent the majority of many people’s retirement income. “To take a substantial portion of that away each month because of an overpayment that’s not [the beneficiary’s] fault is a hardship,” she said.

Kiplinger | The Average Monthly Social Security Check

Published: May 6, 2025

“If you are concerned about having enough savings for your golden years, consider working with a financial adviser or Registered Social Security Analyst for retirement planning.”