“The first-year retirement rule is part of the Social Security retirement earnings test (RET),” explained Martha Shedden, president and co-founder of the National Association of Registered Social Security Analysts (NARSSA). “[It] applies to individuals who file for retirement, spousal, or survivor benefits before reaching FRA – for most retirees, age 67 – and those who continue working and earning income over the RET limits (annual or monthly).”
Published by Pamela Kweller, RSSA®
Pamela Kweller is the Content & Community Manager at RSSA. She is also certified as a Registered Social Security Analyst®. The mission of RSSA is to help Americans get the maximum Social Security income they have earned, enabling them to enjoy their lives more fully. Contact Pamela: pkweller@rssa.com View more posts