Full question: If I switch from survivors benefits to my retirement benefits (age 67), what happens to the remaining unused survivor benefits?

Hi there,

When a retiree switches from a survivor benefit to their own retirement benefit, the survivor benefit will no longer be paid unless it is higher than the retirement benefit. If that is the case, the retirement benefit will be paid out first and the remaining benefit will be from the survivor benefit.

Ultimately, you will receive the higher total of the two benefits.

Take care,
Martha

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