How do I switch from survivor benefits to my own?

Published: June 11, 2025

Original question: How do I switch to my Social Security benefits as I’m currently receiving my late wife’s?

Hello,

If you are currently receiving survivor benefits and wish to switch to your own retirement benefits, you will need to apply for retirement benefits separately. This can be done online, by phone, or in person at your local Social Security office.

For a step-by-step guide on how to apply for Social Security retirement benefits, please visit this website. If you need further assistance or have additional questions, consider scheduling a consultation with a Registered Social Security Analyst (RSSA) for personalized advice. You can find an RSSA here.

Take care,
Martha

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