I want to retire at 62, but my friends told me it is better to wait. What should I do?

Published: July 10, 2020

Hi there,

This is a very common question and unfortunately, I can’t give you an exact answer without doing a thorough analysis.

Choosing  the optimal age to file for Social Security benefits is dependent on many factors including, but not limited to your current finances, your life expectancy, and your family.  I suggest reading this article for helpful information.

And remember, a RSSA can support you in making this big decision. A RSSA can analyze all of the filing options you have and guide you in making the optimal filing choice for your particular situation.


Do you have a question about Social Security? Ask Martha your own question here.

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