How do I set up direct deposit for my Social Security check?
Published: January 27, 2026Full question: Who do I give my bank routing number to? How can I get my Social Security check drafted to my Bank of America account?
You have three options to set up direct deposit at your bank:
1. Online: Log into your account at ssa.gov/myaccount, navigate to “Benefit & Payment Details,” and select the option to update your banking information.
2. By Phone: Call the SSA 1-800-772-1213 between 8:00 a.m. and 7:00 p.m. Monday through Friday. You can also contact your local SSA office here.
3. At your bank: Use the bank website to get guidance on setting up direct deposit into your account.
Take care,
Martha