How do I determine my monthly benefit and federal taxes owed?

Published: August 7, 2025

Full question: Is there a more accurate method to determine the amounts of monthly benefit and federal taxes that will be owed?

Hello,

For your monthly benefit amount, the best resource is your My Social Security Account, where you can access personalized benefit estimates based on your earnings record. You can log in or create an account here.

Regarding federal taxes, the IRS offers a tool that can help you determine whether any of your benefits are taxable

For more detailed information and to discuss your specific situation, it’s best to consult with a Registered Social Security Analyst (RSSA). You can find an RSSA near you here.

Warmly,
Martha

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