Full question: My wife will turn 70 in 2024, May 21. In what month should she apply for SS? Are there any other considerations that may help her maximize her benefits. I am the husband, age 76. I am currently on SS.

Hi there,

Your wife can start the online application 3 months prior to her birthday and state that she wants benefits to start on her 70th birthday. Her first check will be in June of 2024.

Take care,
Martha

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