Social Security Snapshot


Did you know that Tennessee offers one of the lowest costs of living in the country? Add to that its warm climate and terrific recreational offerings, cultural hotspots like Nashville and Memphis, the Blue Ridge Mountain region for outdoor adventures, and you have an ideal retirement destination. A Social Security Advisor, who is a Registered Social Security Analyst, will help you make the most of your retirement years in the Volunteer State, by ensuring you receive all of the retirement benefits you’re entitled to.

Social Security for Tennessee retirees — here’s what you can expect:

  • Retirement benefits
  • Benefits for disabled workers and their dependents
  • Benefits to the families of deceased workers

You may also be entitled to:

  • Supplemental Security Income program (SSI) – a needs-based program for people ages 65+ and people with disabilities, regardless of age.
  • Assistance if you are a Medicare beneficiary with limited income to apply for extra help with the cost of prescription drugs (Medicare Prescription Drug Program.)

Social Security: It’s tax free in Tennessee

While the IRS may tax you on up to 85% of on Social Security benefits, all Social Security income is tax-free on your Tennessee state income tax return —regardless of income or the size of your Social Security benefit.

What you need to know as a Tennessee retiree:

  • Tennessee is tax-friendly toward retirees
  • Withdrawals from retirement accounts are not taxed
  • Wages are taxed at the normal rates
  • Public and private pension incomes are not taxed
  • Property taxes are quite low, but sales taxes are very high

Find a Social Security Advisor that has the RSSA credential.

If you’re planning for retirement in Tennessee, advisors who are Registered Social Security Analysts can help you gain far more Social Security income by making the optimal claiming decisions. Our clients have realized from $20K to $200K in potential additional benefits. Contact us today for a complimentary 15-minute consultation with one of our RSSA advisors.

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