Social Security Snapshot

South Dakota

South Dakota has so much more than views of Mount Rushmore. There is awe-inspiring natural beauty, a vibrant cultural scene, a strong economy and a low-key lifestyle. For retirees, Social Security, pensions and other forms of retirement income are all tax-free — and there is no state income tax either! In short, the living is good in the Mount Rushmore State —and a Social Security Advisor who is a Registered Social Security Analyst — will help you settle in comfortably by ensuring

Social Security for South Dakota residents — here’s what you can expect:

  • Retirement benefits
  • Benefits for disabled workers and their dependents
  • Benefits to the families of deceased workers

You may also be entitled to:

  • Supplemental Security Income program (SSI) – a needs-based program for people ages 65+ and people with disabilities, regardless of age.
  • Assistance if you are a Medicare beneficiary with limited income to apply for extra help with the cost of prescription drugs (Medicare Prescription Drug Program.)

Social Security: It’s tax free in South Dakota

While the IRS may tax you on up to 85% of on Social Security benefits, all Social Security income is tax-free on your South Dakota state income tax return —regardless of income or the size of your Social Security benefit.

What you need to know as a South Dakota retiree:

  • South Dakota is very tax-friendly toward retirees.
  • Social Security income is not taxed.
  • Withdrawals from retirement accounts are not taxed.
  • Wages are taxed at normal rates.

Find a Social Security Advisor that has the RSSA credential.

If you’re planning for retirement in South Dakota, advisors that are Registered Social Security Analysts can help you gain far more Social Security income by making the optimal claiming decisions. Our clients have realized

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