Social Security Snapshot

North Carolina

These days, many people are choosing North Carolina as their retirement destination. From the Outer Banks to the Smoky Mountains, there are many wonderful places in North Carolina to settle down for your retirement. Whether you prefer sitting on the beach, hitting the links or exploring nature, there will be plenty of opportunities to do what you love in the Tar Heel State. Make the most out of living here by ensuring you’re getting all of the Social Security income and benefits you are entitled to. A Social Security Advisor who is a Registered Social Security Analyst will show you how.

Social Security for North Carolina residents — here’s what you can expect:

  • Retirement benefits
  • Benefits for disabled workers and their dependents
  • Benefits to the families of deceased workers

You may also be entitled to:

  • Supplemental Security Income program (SSI) – a needs-based program for people ages 65+ and people with disabilities, regardless of age.
  • Assistance if you are a Medicare beneficiary with limited income to apply for extra help with the cost of prescription drugs (Medicare Prescription Drug Program.)

Social Security: It’s not taxed in North Carolina

While the IRS may tax you on up to 85% of on Social Security benefits, all Social Security income is tax-free on your North Carolina state income tax return —regardless of income or the size of your Social Security benefit.

What you need to know as a North Carolina retiree:

  • Withdrawals from retirement accounts are fully taxed
  • Wages are taxed at the normal rates and your marginal state tax rate
  • Public and private pension income are fully taxed.
  • The state’s property and sales taxes are both moderate.

 Find a Social Security Advisor that has the RSSA credential.

If you’re planning for retirement in North Carolina, advisors that are Registered Social Security Analysts can help you gain far more Social Security income by making the optimal claiming decisions. Our clients have realized from $20K to $200K in potential additional benefits. Contact us today for a complimentary 15-minute consultation with one of our RSSA advisors.

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