Social Security Snapshot


Choice. It’s what retiring in Michigan offers you —from small-town living to the urban bustle of big cities like Detroit. You’re always within easy access to beautiful outdoor settings including thousands of miles of shoreline and more than 10,000 lakes. Best of all, you can have all of this without blowing your budget, since both housing and other costs are quite affordable. To live large in the “Mitten State,” make sure you’re getting all of the retirement benefits you’re entitled to. That’s why enlisting the services of a Social Security Advisor who is a Registered Social Security Analyst is one of the best moves you can make.

Social Security for Michigan retirees — here’s what you can expect:

  • Retirement benefits
  • Benefits for disabled workers and their dependents
  • Benefits to the families of deceased workers

You may also be entitled to:

  • Supplemental Security Income program (SSI) – a needs-based program for people ages 65+ and people with disabilities, regardless of age.
  • Assistance if you are a Medicare beneficiary with limited income to apply for extra help with the cost of prescription drugs (Medicare Prescription Drug Program.)

Social Security: It’s tax free in Michigan

While the IRS may tax you on up to 85% of on Social Security benefits, all Social Security income is tax-free on your Michigan state income tax return —regardless of income or the size of your Social Security benefit.

What you need to know as a Michigan retiree:

  • Michigan is tax friendly toward retirees
  • Withdrawals from retirement accounts are partially taxed
  • Wages are taxed at the normal rates
  • Public and private pension incomes are partially taxed
  • Homeowners pay relatively high property tax rates, but sales taxes are moderate.

Find a Social Security Advisor that has the RSSA credential.

If you’re planning for retirement in Michigan, advisors who are Registered Social Security Analysts can help you gain far more Social Security income by making the optimal claiming decisions. Our clients have realized from $20K to $200K in potential additional benefits. Contact us today for a complimentary 15-minute consultation with one of our RSSA advisors.

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