Social Security Snapshot


With wide-open spaces, sprawling cornfields, legendary state fairs, and small-town living, Iowa represents Americana at its best. Retirees can take their pick of the state’s many friendly towns, many of which are within easy reach of culture and dining in larger cities like Des Moines and Cedar Rapids. The cost of living is low here, and your retirement dollars will go far. A Social Security Advisor who is a Registered Social Security Analyst will help you get the most out of it — by ensuring you receive all of the Social Security income and benefits you are entitled to.

Social Security for Iowa residents — here’s what you can expect:

  • Retirement benefits
  • Benefits for disabled workers and their dependents
  • Benefits to the families of deceased workers

You may also be entitled to:

  • Supplemental Security Income program (SSI) – a needs-based program for people ages 65+ and people with disabilities, regardless of age.
  • Assistance if you are a Medicare beneficiary with limited income to apply for extra help with the cost of prescription drugs (Medicare Prescription Drug Program.)

Social Security: It’s tax free in Iowa

While the IRS may tax you on up to 85% of on Social Security benefits, all Social Security income is tax-free on your Iowa state income tax return —regardless of income or the size of your Social Security benefit.

What you need to know as an Iowa retiree:

  • Iowa is moderately tax-friendly toward retirees.
  • Social Security income is not taxed.
  • Withdrawals from retirement accounts are partially taxed.
  • Wages are taxed at normal rates.
  • Public and private pension income are partially taxed.

Find a Social Security Advisor that has the RSSA credential.

Advisors that are Registered Social Security Analysts can help you gain far more Social Security income by making the optimal claiming decisions. Our clients have realized from $20K to $200K in potential additional benefits. Contact us today for a complimentary 15-minute consultation with one of our RSSA advisors.

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