Social Security Snapshot


From the southern shores of Lake Michigan in the north to the Ohio River, Indiana is home to Midwestern charm at its best. Retirees have options here when it comes to how they choose to live — in the bustling metropolitan areas that offer a wide range of dining, shopping and entertainment options, or in small cities separated by vast farmland. Indiana is all about choices, and the low property taxes and cost of living make retirement living a true pleasure. To ensure you receive all of the retirement benefits you’re entitled to, turn to a Social Security Advisor that is a Registered Social Security Analyst to guide you.

Social Security for Indiana retirees — here’s what you can expect:

  • Retirement benefits
  • Benefits for disabled workers and their dependents
  • Benefits to the families of deceased workers

You may also be entitled to:

  • Supplemental Security Income program (SSI) – a needs-based program for people ages 65+ and people with disabilities, regardless of age.
  • Assistance if you are a Medicare beneficiary with limited income to apply for extra help with the cost of prescription drugs (Medicare Prescription Drug Program.)

Social Security: It’s tax free in Indiana

While the IRS may tax you on up to 85% of on Social Security benefits, all Social Security income is tax-free on your Indiana state income tax return —regardless of income or the size of your Social Security benefit.

What you need to know as an Indiana retiree:

  • Indiana is moderately tax-friendly toward retirees.
  • Social Security income is not taxed.
  • Withdrawals from retirement accounts are fully taxed.
  • Wages are taxed at normal rates.
  • Public and private pension income are fully taxed.

Find a Social Security Advisor that has the RSSA credential.

If you’re planning for retirement in Indiana, advisors that are Registered Social Security Analysts can help you gain far more Social Security income by making the optimal claiming decisions. Our clients have realized from $20K to $200K in potential additional benefits. Contact us today for a complimentary 15-minute consultation with one of our RSSA advisors.

By submitting this form, you agree to receive communications from The National Association of Registered Social Security Analysts. You can opt out at any time. By submitting this form, you agree to NARSSA's Privacy Policy.