Should Gen Z and millennials even bother including Social Security in their retirement plans if the program is running out of money?

“I definitely hear that a lot from younger generations,” said Martha Shedden, president and co-founder of the National Association of Registered Social Security Analysts. “They flatly state, ‘It’s not going to be there for me.’” But that’s simply not true, Shedden said. “Social Security is not going bankrupt. The whole program is not going to stop. The worst that will happen, if nothing is done, is benefits will be reduced.”

Published by Pamela Kweller, RSSA®

Pamela Kweller is the Content & Community Manager at RSSA. She is also certified as a Registered Social Security Analyst®. The mission of RSSA is to help Americans get the maximum Social Security income they have earned, enabling them to enjoy their lives more fully. Contact Pamela: pkweller@rssa.com