RSSA Ray Harris writes an article for Kiplinger sharing a real-life client story that illustrates why Social Security claiming decisions should consider personal priorities and financial circumstances, not just maximizing monthly benefits.
Press Release Type Archives:
‘If we wait, will it even be there?’ What I’m hearing from retirees about Social Security
RSSA Ray Harris writes for Fortune about how fears surrounding Social Security’s future are influencing claiming decisions and why retirees should carefully evaluate their options rather than rush to claim benefits early.
Social Security Has A Trust Problem. It’s Bigger Than 2032
RSSA® Ray Harris contributes an article examining Social Security’s growing trust problem and how uncertainty about the program’s future is influencing claiming decisions.
Social Security overpaid a woman by $35,000. Now the agency wants its money back — pronto.
“Ask SSA for a complete month-by-month accounting, the benefit record, the payment history and the specific computation that produced the alleged debt,” Ray R. Harris, a Social Security adviser, told CBS News in an email.
When planning for retirement, coordinate a cohesive plan
“The biggest mistake Laurie Bodisch sees when people are planning for retirement is that they look at various events in a silo. The founder of Her Wealth Coach in Cumberland County, and CEO of Workforce Retirement Transition, Bodisch is a Registered Social Security Analyst, National Social Security Advisor, and Certified Trust and Fiduciary Advisor. She…
Letters to the Editor: Social Security revelations
Ray R. Harris argues that Chicago’s racial life-expectancy gap should be considered when advising people on when to claim Social Security, rather than relying on a universal “wait until 70” rule.
How a 3-Year-Old Can Change the Social Security Claiming Math
RSSA® Ray Harris contributes a story to ThinkAdvisor sharing how a young child’s eligibility for auxiliary benefits can significantly impact a family’s Social Security claiming strategy and why advisors should consider the entire household when developing a claiming plan.
Are You Much Older Than Your Spouse? Sorry, But Your Social Security Decision Isn’t About You
RSSA® Ray Harris explains in Kiplinger why Social Security claiming decisions in age-gap marriages should focus on both lifetime income and survivor protection.
Stalling makes Social Security fixes harder
“As a Registered Social Security Analyst, I sit across from families deciding when to claim benefits. Many ask whether they should claim early because they fear the system will collapse. That fear often leads to poor planning, “RSSA Ray Harris writes in his letter to the editor of the Chicago Sun Times.
How Social Security Works for Non-U.S. Citizens
“That can and does happen,” says Ray R. Harris, a Registered Social Security Analyst and the founder of Social Security Claiming Experts, an advisory firm in Chicago…