Sukhmani Shergill
Affiliations
Professional Details
Sukhmani Shergill is a financial services professional with more than 10 years of experience helping individuals and families plan for a more confident financial future. Her career began in teaching, and she carries that same passion for education into her work today—believing that people make better financial decisions when they truly understand their options.
Sukhmani is a licensed Life and Health insurance professional, Medicare agent .As a Registered Social Security Analyst (RSSA®), she is passionate about helping individuals understand Social Security and how it can fit into their overall retirement income strategy.
She believes retirement planning is not just about numbers—it is about helping people feel informed, prepared, and confident about the years ahead.
Areas of Expertise
- Estate Planning
- Financial Education
- Financial Planning
- Insurance Planning
- Long-Term Care Planning
- Medicare Planning
- Retirement Income Planning
- Social Security Planning
Credentials
- Life & Health Insurance License
- Securities License (65/7/66/63/etc.)
Real Stories from Real People
Most People Leave Money on the Table
96% Don't Optimize
Very few people get all the Social Security they’re entitled to.
$111,000 Average Lost
The average household is losing $111,000 in potential income.
1 Chance To Claim
Social Security gives you one chance to get it right – forever.
Maximize Your Benefits
Discover important information for your situation.
Married
If you are married, you may be able to collect up to one-half of your spouse’s Social Security benefit. This won’t affect your spouse’s checks. Ask an RSSA® for details.
Divorced
If you are divorced and 62 or older, you may qualify to receive Social Security benefits from your ex-spouse — in addition to your own Social Security payments. Ask an RSSA® for details.
Widowed
If your spouse has passed away, you may be eligible for a survivor benefit. The extra money may be essential for you. Ask an RSSA® for details.
Single
If you are single, and solely responsible for your retirement, making the optimal Social Security claiming decision is particularly important. Ask an RSSA® about your options.
Self-Employed
As a self-employed person, you may be able to decrease your payroll taxes — yet still receive the maximum income from Social Security. Ask an RSSA® for details.
Disability
Social Security can provide valuable disability benefits if you qualify, but these benefits — and how you qualify for them — are often misunderstood. Ask an RSSA® for details.
Immigrant
If you are a lawful permanent resident, but not yet a citizen, you may still qualify for Social Security benefits. Ask an RSSA® for details.
