FAESAi.com by: First American Entitlement Services LLC
First American Entitlement Services
Davenport, FL US
Affiliations
Professional Details
About First American Entitlement Services and Michael Nelson, RSSA®, NSSA®, IRMAA-CP®
First American Entitlement Services, LLC helps individuals and families better understand Social Security and retirement decisions through education, consultation, and practical guidance.
Social Security rules and filing choices can feel complicated. The right questions may depend on a person’s work history, age, family circumstances, retirement goals, and need for income. First American Entitlement Services helps clients explore those factors, understand their options, and make more informed decisions.
Our Mission
Our mission is to make Social Security education clearer and more accessible. We believe people deserve patient explanations, useful resources, and support as they consider decisions that may affect their retirement and their families.
Social Security Education and Consultation
First American Entitlement Services helps clients understand topics such as:
Retirement benefit estimates and filing ages
Spousal, divorced-spouse, and survivor benefits
How work may affect benefits
Family benefit considerations
How Social Security fits into a broader retirement income plan
We help clients review possible claiming options and understand how different choices may affect their benefits. Our work is centered on education and consultation; we do not represent or speak for the Social Security Administration.
FAESAi: Powered by First American Entitlement Services
First American Entitlement Services has developed FAESAi: Powered by First American Entitlement Services, LLC—an AI-powered education experience that brings FA’s AI solutions and Member Center together. Members can access educational content, resources, and AI-assisted support to help them explore Social Security topics and navigate the company’s educational tools.
FA has also built technology and workflows designed to support nearly every back-office task needed to operate and deliver its education and consultation services. This helps bring member support, information, and service processes together within FA’s platform.
AI Consultation Delivery and Quality Controls
FA is working on a project to develop its AI Consultation Engine, designed to support AI-assisted consultation delivery and execution. The planned process includes quality-control audits and safeguards before consultation materials are delivered to consumers. The goal is to combine the speed and accessibility of AI with review controls that help ensure each output is checked before it reaches the client.
Leadership, Advocacy, and Purpose
Michael Nelson, RSSA®, NSSA®, IRMAA-CP®, is the founder of First American Entitlement Services. With 25 years of industry experience, he built the company around a commitment to clear education, thoughtful consultation, and respectful client support.
Michael built FA in part because of his own experience with disability and Social Security. He wanted to create a company that would stand with people entitled to Social Security and help them better understand the benefits and choices available to them. For Michael, this is a way to fight the good fight: making complex information easier to understand and helping people feel heard, informed, and prepared.
A Personal Commitment
Michael lives in Florida with his wife, Elizabeth, and their two dogs, Daisy Mae and Stella. Elizabeth is his rock and his steadfast source of support. Michael says he could not have built First American Entitlement Services without her.
His personal experiences and values inform the care and dedication he brings to FA and the people it serves.
Our Purpose
First American Entitlement Services exists to help people understand Social Security, make more informed retirement decisions, and move forward with greater confidence.
Credentials
- Registered Social Security Analyst (RSSA)
Real Stories from Real People
Most People Leave Money on the Table
96% Don't Optimize
Very few people get all the Social Security they’re entitled to.
$111,000 Average Lost
The average household is losing $111,000 in potential income.
1 Chance To Claim
Social Security gives you one chance to get it right – forever.
Maximize Your Benefits
Discover important information for your situation.
Married
If you are married, you may be able to collect up to one-half of your spouse’s Social Security benefit. This won’t affect your spouse’s checks. Ask an RSSA® for details.
Divorced
If you are divorced and 62 or older, you may qualify to receive Social Security benefits from your ex-spouse — in addition to your own Social Security payments. Ask an RSSA® for details.
Widowed
If your spouse has passed away, you may be eligible for a survivor benefit. The extra money may be essential for you. Ask an RSSA® for details.
Single
If you are single, and solely responsible for your retirement, making the optimal Social Security claiming decision is particularly important. Ask an RSSA® about your options.
Self-Employed
As a self-employed person, you may be able to decrease your payroll taxes — yet still receive the maximum income from Social Security. Ask an RSSA® for details.
Disability
Social Security can provide valuable disability benefits if you qualify, but these benefits — and how you qualify for them — are often misunderstood. Ask an RSSA® for details.
Immigrant
If you are a lawful permanent resident, but not yet a citizen, you may still qualify for Social Security benefits. Ask an RSSA® for details.
We are so glad we reached out to Michael to give us an analysis of our Social Security benefits. His knowledge of Social Security and financial planning was very impressive! He was able to provide the different scenarios on when we could take our benefits. I will definitely recommend him to my friends and colleagues.
Michael did a wonderful job helping me navigate the Social Security no man’s land. He answered all my questions and showed me options I have, all the while making it very easy to understand. Now that I am getting ready to enter into Social Security in the next couple of years, I am glad I have Michael to help me understand the many facets of a very complex system.
Thank you for the educational info!
I had no understanding how Social Security & pensions were affected. I was happy to learn that my benefits will be available when I do retire in the near future. Everything today is so expensive in the world we live in. I am so glad that Michael was able to break this all down. Michael is my Sisters agent for Medicare & when she told me he did Social Security Consults I knew he was our guy. It was really neat to hear the story of how Social Security started and how past the 2030’s Social Security benefits will still be in tact.
Michael was able to answer all my questions. He was able to help me determine at what age would be best for me to work towards my retirement. I will be sending Michael my friends and family for support with all of there Social Security Questions & Concerns.
Disclaimer and Full Disclosure
First American Entitlement Services is a private Social Security consulting service that provides education, guidance, analysis, and planning support for individuals and families seeking to better understand their Social Security claiming options, Medicare-related considerations, IRMAA surcharges, retirement timing, spousal benefits, survivor benefits, and other benefit-related planning issues. Our role is to help clients review available information, compare potential strategies, understand key rules, and make more informed decisions regarding their benefits. We are not a government agency, and we do not represent, work for, or act on behalf of the Social Security Administration, the Centers for Medicare & Medicaid Services, Medicare, Medicaid, or any other federal, state, or local government agency.
First American Entitlement Services is independently owned and operated. We are not affiliated with, endorsed by, authorized by, approved by, or connected to the United States government, the Social Security Administration, Medicare, CMS, or any government program. Any references to Social Security, Medicare, SSA, CMS, IRMAA, or related government programs are made solely for educational, consulting, and planning purposes. Clients may contact the Social Security Administration, Medicare, or other government agencies directly at no cost for information, applications, forms, determinations, appeals, or benefit-related assistance.
The information provided by First American Entitlement Services is intended for general educational and consulting purposes only. While we strive to provide accurate, current, and helpful guidance, Social Security, Medicare, tax, insurance, and retirement rules are complex and may change over time. No statement, analysis, report, consultation, website content, software output, or recommendation should be interpreted as a guarantee of benefits, eligibility, income, approval, appeal success, premium reduction, tax result, or financial outcome. Final decisions regarding Social Security benefits, Medicare premiums, IRMAA determinations, appeals, eligibility, and payments are made by the appropriate government agencies, not by First American Entitlement Services.
First American Entitlement Services does not provide legal, tax, accounting, or investment advice. Clients should consult with a qualified attorney, CPA, tax professional, financial advisor, or other licensed professional regarding their personal legal, tax, investment, or financial situation before making final decisions. Any planning strategies discussed are based on the information provided by the client, including earnings history, marital status, age, health coverage, income, retirement goals, and other personal circumstances. The accuracy and usefulness of any analysis depends on the completeness and accuracy of the information supplied.
By using our website, scheduling a consultation, submitting information, or engaging our services, you acknowledge that First American Entitlement Services serves as an independent private consulting resource and that all benefit filing decisions, elections, appeals, and related actions remain the sole responsibility of the client. Our mission is to provide clarity, education, and personalized guidance so clients can move forward with greater confidence.