Michael Nelson
Michael S. Nelson
9836 Shore Break Ln Apt 202
Berlin, MD 21811, US
Professional Profile
Michael has been a licensed Life & Health Insurance Broker for 21 years with a focus in Social Security, Medicare, & Retirement planning. Licensed in 20 states. Michael’s current goal as a professional is to educate clients on the importance of Social Security Benefits, how & when to claim those benefits. As mentioned with his 2 decades worth of experience Michael also incorporates how to avoid income gaps by utilizing the appropriate investment class by client age and goals. Lastly Michael has a deep understand of Healthcare with respect to Original Medicare, Medicare Supplemental Plans, Medicare Advantage and Stand alone prescription drug plans! Michael would love to sit down with you, whether it be a face to face, zoom, facetime or messenger meeting.
Areas of Expertise
- Insurance Agent
Real Stories from Real People
Most People Leave Money on the Table
96%
Don't Optimize
Very few people get all the Social Security they deserve.
$111,000
Is Lost
The average household is losing $111,000 in potential income.
1 Chance
To Claim
Social Security gives you one chance to get it right – forever.
Maximize Your Benefits
Discover important information for your situation.
Married
If you are married, you may be able to collect up to one-half of your spouse’s Social Security benefit. This won’t affect your spouse’s checks. Ask an RSSA® for details.
Divorced
If you are divorced and 62 or older, you may qualify to receive Social Security benefits from your ex-spouse — in addition to your own Social Security payments. Ask an RSSA® for details.
Widowed
If your spouse has passed away, you may be eligible for a survivor benefit. The extra money may be essential for you. Ask an RSSA® for details.
Single
If you are single, and solely responsible for your retirement, making the optimal Social Security claiming decision is particularly important. Ask an RSSA® about your options.
Self-Employed
As a self-employed person, you may be able to decrease your payroll taxes — yet still receive the maximum income from Social Security. Ask an RSSA® for details.
Disability
Social Security can provide valuable disability benefits if you qualify, but these benefits — and how you qualify for them — are often misunderstood. Ask an RSSA® for details.
Immigrant
If you are a lawful permanent resident, but not yet a citizen, you may still qualify for Social Security benefits. Ask an RSSA® for details.
Michael did a wonderful job helping me navigate the Social Security no man’s land. He answered all my questions and showed me options I have, all the while making it very easy to understand. Now that I am getting ready to enter into Social Security in the next couple of years, I am glad I have Michael to help me understand the many facets of a very complex system.
Thank you for the educational info!
I had no understanding how Social Security & pensions were affected. I was happy to learn that my benefits will be available when I do retire in the near future. Everything today is so expensive in the world we live in. I am so glad that Michael was able to break this all down. Michael is my Sisters agent for Medicare & when she told me he did Social Security Consults I knew he was our guy. It was really neat to hear the story of how Social Security started and how past the 2030’s Social Security benefits will still be in tact.
Michael was able to answer all my questions. He was able to help me determine at what age would be best for me to work towards my retirement. I will be sending Michael my friends and family for support with all of there Social Security Questions & Concerns.