First American Entitlement Services, LLC
First American Entitlement Services
Davenport, FL US
Affiliations
Professional Details
About First American Entitlement Services and Michael Nelson, RSSA, IRMAA-CP
First American Entitlement Services LLC is a Social Security education and retirement planning resource dedicated to helping individuals, families, and retirees make informed decisions about one of the most important benefits they may ever receive.
Our company was built on a simple belief: people deserve clear guidance, trusted education, and a knowledgeable advocate when navigating Social Security decisions. For many Americans, Social Security is a major part of their retirement income strategy. Understanding when to file, how benefits are calculated, and how different claiming decisions may affect long-term income can make a meaningful difference.
At First American Entitlement Services, we help clients better understand their Social Security options so they can move forward with clarity and confidence.
Our Mission
The mission of First American Entitlement Services is to educate, guide, and advocate for individuals who want to make more informed decisions about Social Security and retirement income planning.
Many people feel overwhelmed by Social Security rules, filing decisions, benefit estimates, spousal benefits, survivor benefits, taxation, and retirement timing. Our company exists to help simplify these topics and provide practical education that supports better decision-making.
We believe every client deserves patience, respect, and guidance that is focused on their unique situation.
Social Security Guidance Built Around Education
Social Security decisions are not one-size-fits-all. The best filing strategy may depend on age, income needs, work history, marital status, survivor considerations, health, retirement goals, and other financial factors.
First American Entitlement Services helps clients explore key Social Security questions, including:
- When should I file for Social Security?
- How are my Social Security benefits calculated?
- How could working affect my benefits?
- How do spousal and survivor benefits work?
- Will my Social Security benefits be taxed?
- How does Social Security fit into my overall retirement income plan?
Using professional education and planning resources, including tools such as the RSSA Roadmap, we help clients better understand their claiming options and how different filing ages may affect lifetime benefits.
A Company Built on Advocacy
First American Entitlement Services was founded by Michael Nelson, RSSA®, IRMAA-CP®, a financial professional and educator with 25 years of industry experience. Michael’s personal experience navigating Social Security and benefit-related challenges helped shape the company’s advocacy-driven mission.
That experience gave First American Entitlement Services a deeper understanding of how confusing and stressful the Social Security system can feel for everyday people. Today, the company is committed to helping clients feel heard, informed, and supported as they make important retirement decisions.
While Michael’s story helped launch the company, First American Entitlement Services is built to be more than one individual. It is a professional, education-based organization focused on helping people understand their Social Security options and make decisions with greater confidence.
More Than Social Security
While Social Security education is at the heart of what we do, First American Entitlement Services also recognizes that retirement decisions often connect to other areas of life, including healthcare planning, income protection, insurance, and financial services.
When appropriate, we help clients understand how these related areas may fit into the bigger retirement picture. Our approach is careful, educational, and focused on helping clients see how different decisions may work together.
Professional Leadership and Industry Commitment
Michael Nelson also serves as a consultant for the National Association of Registered Social Security Analysts, where he helps recruit, mentor, and support future Registered Social Security Analysts. Through this work, he supports the broader mission of improving Social Security education and guidance for consumers across the country.
This professional commitment reflects the larger purpose of First American Entitlement Services: to raise the standard of Social Security education, advocacy, and client support.
Why Choose First American Entitlement Services?
Clients choose First American Entitlement Services because we take complicated Social Security topics and explain them in a way that is easier to understand. We help clients ask better questions, compare options, and approach retirement decisions with greater confidence.
Our company is built for people who want more than generic information. We serve individuals and families who want education, guidance, and support from a company that understands how important Social Security decisions can be.
At First American Entitlement Services, our purpose is simple:
To help people understand Social Security, protect their retirement income, and move forward with confidence.
Areas of Expertise
- Financial Professional
- Insurance Agent
- Medicare Advisor
- Retirement Specialist
Real Stories from Real People
Most People Leave Money on the Table
96% Don't Optimize
Very few people get all the Social Security they’re entitled to.
$111,000 Average Lost
The average household is losing $111,000 in potential income.
1 Chance To Claim
Social Security gives you one chance to get it right – forever.
Maximize Your Benefits
Discover important information for your situation.
Married
If you are married, you may be able to collect up to one-half of your spouse’s Social Security benefit. This won’t affect your spouse’s checks. Ask an RSSA® for details.
Divorced
If you are divorced and 62 or older, you may qualify to receive Social Security benefits from your ex-spouse — in addition to your own Social Security payments. Ask an RSSA® for details.
Widowed
If your spouse has passed away, you may be eligible for a survivor benefit. The extra money may be essential for you. Ask an RSSA® for details.
Single
If you are single, and solely responsible for your retirement, making the optimal Social Security claiming decision is particularly important. Ask an RSSA® about your options.
Self-Employed
As a self-employed person, you may be able to decrease your payroll taxes — yet still receive the maximum income from Social Security. Ask an RSSA® for details.
Disability
Social Security can provide valuable disability benefits if you qualify, but these benefits — and how you qualify for them — are often misunderstood. Ask an RSSA® for details.
Immigrant
If you are a lawful permanent resident, but not yet a citizen, you may still qualify for Social Security benefits. Ask an RSSA® for details.
We are so glad we reached out to Michael to give us an analysis of our Social Security benefits. His knowledge of Social Security and financial planning was very impressive! He was able to provide the different scenarios on when we could take our benefits. I will definitely recommend him to my friends and colleagues.
Michael did a wonderful job helping me navigate the Social Security no man’s land. He answered all my questions and showed me options I have, all the while making it very easy to understand. Now that I am getting ready to enter into Social Security in the next couple of years, I am glad I have Michael to help me understand the many facets of a very complex system.
Thank you for the educational info!
I had no understanding how Social Security & pensions were affected. I was happy to learn that my benefits will be available when I do retire in the near future. Everything today is so expensive in the world we live in. I am so glad that Michael was able to break this all down. Michael is my Sisters agent for Medicare & when she told me he did Social Security Consults I knew he was our guy. It was really neat to hear the story of how Social Security started and how past the 2030’s Social Security benefits will still be in tact.
Michael was able to answer all my questions. He was able to help me determine at what age would be best for me to work towards my retirement. I will be sending Michael my friends and family for support with all of there Social Security Questions & Concerns.
Disclaimer and Full Disclosure
First American Entitlement Services is a private Social Security consulting service that provides education, guidance, analysis, and planning support for individuals and families seeking to better understand their Social Security claiming options, Medicare-related considerations, IRMAA surcharges, retirement timing, spousal benefits, survivor benefits, and other benefit-related planning issues. Our role is to help clients review available information, compare potential strategies, understand key rules, and make more informed decisions regarding their benefits. We are not a government agency, and we do not represent, work for, or act on behalf of the Social Security Administration, the Centers for Medicare & Medicaid Services, Medicare, Medicaid, or any other federal, state, or local government agency.
First American Entitlement Services is independently owned and operated. We are not affiliated with, endorsed by, authorized by, approved by, or connected to the United States government, the Social Security Administration, Medicare, CMS, or any government program. Any references to Social Security, Medicare, SSA, CMS, IRMAA, or related government programs are made solely for educational, consulting, and planning purposes. Clients may contact the Social Security Administration, Medicare, or other government agencies directly at no cost for information, applications, forms, determinations, appeals, or benefit-related assistance.
The information provided by First American Entitlement Services is intended for general educational and consulting purposes only. While we strive to provide accurate, current, and helpful guidance, Social Security, Medicare, tax, insurance, and retirement rules are complex and may change over time. No statement, analysis, report, consultation, website content, software output, or recommendation should be interpreted as a guarantee of benefits, eligibility, income, approval, appeal success, premium reduction, tax result, or financial outcome. Final decisions regarding Social Security benefits, Medicare premiums, IRMAA determinations, appeals, eligibility, and payments are made by the appropriate government agencies, not by First American Entitlement Services.
First American Entitlement Services does not provide legal, tax, accounting, or investment advice. Clients should consult with a qualified attorney, CPA, tax professional, financial advisor, or other licensed professional regarding their personal legal, tax, investment, or financial situation before making final decisions. Any planning strategies discussed are based on the information provided by the client, including earnings history, marital status, age, health coverage, income, retirement goals, and other personal circumstances. The accuracy and usefulness of any analysis depends on the completeness and accuracy of the information supplied.
By using our website, scheduling a consultation, submitting information, or engaging our services, you acknowledge that First American Entitlement Services serves as an independent private consulting resource and that all benefit filing decisions, elections, appeals, and related actions remain the sole responsibility of the client. Our mission is to provide clarity, education, and personalized guidance so clients can move forward with greater confidence.