Optimize your benefits with advice.

Get the Social Security Benefits You Deserve.

The average household loses over $110,000 in potential income by making the wrong Social Security claiming decisions. I can help you get the money you earned and are entitled to.
-Michael Nelson

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Get Your RSSA Social Security Roadmap

Your Situation is Unique

Don’t lose out on hundreds of thousands of dollars in lifetime benefits by making the wrong decision.

Married

You may be able to collect up to one-half of your spouse’s benefits.

Disabled

You may qualify for Social Security Disability Insurance benefits.

Self-employed

You may decrease your payroll taxes and still receive maximum benefits.

Divorced

You may qualify to receive Social Security benefits from your ex-spouse.

Widowed

You may qualify to receive survivor benefits that are greater than your own.

Immigrant

If you are a lawful permanent resident, you may qualify for Social Security.

Get the Most Out of Your Social Security Benefits

With hundreds (and sometimes thousands) of filing options, getting the most from Social Security can be a complex decision. As a Registered Social Security Analyst, I can help you answer common retirement questions like:

  • When is the best time to claim?
  • Can I get benefits from my ex?
  • What should I do if I'm self-employed?
  • Can my children get benefits?
  • What about dependents with disabilities
  • How will my pension impact my benefits?
  • And so much more...

At the completion of your analysis, you will be provided with a comprehensive planning report outlining your benefit considerations in a way you can easily understand; with instructions for when and how to file, calculations, definitions, and much more.

Couple walking on the beach
Michael Nelson

About Michael Nelson

About First American Entitlement Services and Michael Nelson, RSSA, IRMAA-CP

First American Entitlement Services LLC is a Social Security education and retirement planning resource dedicated to helping individuals, families, and retirees make informed decisions about one of the most important benefits they may ever receive.

Our company was built on a simple belief: people deserve clear guidance, trusted education, and a knowledgeable advocate when navigating Social Security decisions. For many Americans, Social Security is a major part of their retirement income strategy. Understanding when to file, how benefits are calculated, and how different claiming decisions may affect long-term income can make a meaningful difference.

At First American Entitlement Services, we help clients better understand their Social Security options so they can move forward with clarity and confidence.

Our Mission

The mission of First American Entitlement Services is to educate, guide, and advocate for individuals who want to make more informed decisions about Social Security and retirement income planning.

Many people feel overwhelmed by Social Security rules, filing decisions, benefit estimates, spousal benefits, survivor benefits, taxation, and retirement timing. Our company exists to help simplify these topics and provide practical education that supports better decision-making.

We believe every client deserves patience, respect, and guidance that is focused on their unique situation.

Social Security Guidance Built Around Education

Social Security decisions are not one-size-fits-all. The best filing strategy may depend on age, income needs, work history, marital status, survivor considerations, health, retirement goals, and other financial factors.

First American Entitlement Services helps clients explore key Social Security questions, including:

  • When should I file for Social Security?
  • How are my Social Security benefits calculated?
  • How could working affect my benefits?
  • How do spousal and survivor benefits work?
  • Will my Social Security benefits be taxed?
  • How does Social Security fit into my overall retirement income plan?

Using professional education and planning resources, including tools such as the RSSA Roadmap, we help clients better understand their claiming options and how different filing ages may affect lifetime benefits.

A Company Built on Advocacy

First American Entitlement Services was founded by Michael Nelson, RSSA®, IRMAA-CP®, a financial professional and educator with 25 years of industry experience. Michael’s personal experience navigating Social Security and benefit-related challenges helped shape the company’s advocacy-driven mission.

That experience gave First American Entitlement Services a deeper understanding of how confusing and stressful the Social Security system can feel for everyday people. Today, the company is committed to helping clients feel heard, informed, and supported as they make important retirement decisions.

While Michael’s story helped launch the company, First American Entitlement Services is built to be more than one individual. It is a professional, education-based organization focused on helping people understand their Social Security options and make decisions with greater confidence.

More Than Social Security

While Social Security education is at the heart of what we do, First American Entitlement Services also recognizes that retirement decisions often connect to other areas of life, including healthcare planning, income protection, insurance, and financial services.

When appropriate, we help clients understand how these related areas may fit into the bigger retirement picture. Our approach is careful, educational, and focused on helping clients see how different decisions may work together.

Professional Leadership and Industry Commitment

Michael Nelson also serves as a consultant for the National Association of Registered Social Security Analysts, where he helps recruit, mentor, and support future Registered Social Security Analysts. Through this work, he supports the broader mission of improving Social Security education and guidance for consumers across the country.

This professional commitment reflects the larger purpose of First American Entitlement Services: to raise the standard of Social Security education, advocacy, and client support.

Why Choose First American Entitlement Services?

Clients choose First American Entitlement Services because we take complicated Social Security topics and explain them in a way that is easier to understand. We help clients ask better questions, compare options, and approach retirement decisions with greater confidence.

Our company is built for people who want more than generic information. We serve individuals and families who want education, guidance, and support from a company that understands how important Social Security decisions can be.

At First American Entitlement Services, our purpose is simple:

To help people understand Social Security, protect their retirement income, and move forward with confidence.