Frank J. Garcia LUTCF, CSA, RSSA
Frank Garcia started his career in the Insurance industry in 1984. From the outset, Frank implemented a service first approach. He recognized that client satisfaction was primarily dependent on understanding each individual and company’s needs and goals. In 1996, Frank formed InsuranceKO to cultivate and share his knowledge in the benefits business with Business owners. Frank prides himself on providing his clients with the peace of mind knowing that they are making informed choices in an increasingly complex marketplace.
Frank is married to his wife Lori, has four children and 6 grandchildren. Frank enjoys fishing, hunting, church activities and time with his family. His membership includes Orange County Financial Society, Brea and Yorba Linda Chamber of Commerce and the Fellowship of Companies for Christ International. Frank is a member of Crosspointe Church and a member of their Prayer Group.
Most People Leave Money on the Table
Very few people get all the Social Security they deserve.
The average household is losing $111,000 in potential income.
Social Security gives you one chance to get it right – forever.
Maximize Your Benefits
Discover important information for your situation.
If you are married, you may be able to collect up to one-half of your spouse’s Social Security benefit. This won’t affect your spouse’s checks. Ask an RSSA® for details.
If you are divorced and 62 or older, you may qualify to receive Social Security benefits from your ex-spouse — in addition to your own Social Security payments. Ask an RSSA® for details.
If your spouse has passed away, you may be eligible for a survivor benefit. The extra money may be essential for you. Ask an RSSA® for details.
If you are single, and solely responsible for your retirement, making the optimal Social Security claiming decision is particularly important. Ask an RSSA® about your options.
As a self-employed person, you may be able to decrease your payroll taxes — yet still receive the maximum income from Social Security. Ask an RSSA® for details.
Social Security can provide valuable disability benefits if you qualify, but these benefits — and how you qualify for them — are often misunderstood. Ask an RSSA® for details.