Optimize your benefits with advice.
The average household loses over $110,000 in potential income by making the wrong Social Security claiming decisions. I can help you get the money you earned and are entitled to.
-Frank Garcia
Don’t lose out on hundreds of thousands of dollars in lifetime benefits by making the wrong decision.
You may be able to collect up to one-half of your spouse’s benefits.
You may qualify for Social Security Disability Insurance benefits.
You may decrease your payroll taxes and still receive maximum benefits.
You may qualify to receive Social Security benefits from your ex-spouse.
You may qualify to receive survivor benefits that are greater than your own.
If you are a lawful permanent resident, you may qualify for Social Security.
With hundreds (and sometimes thousands) of filing options, getting the most from Social Security can be a complex decision. As a Registered Social Security Analyst, I can help you answer common retirement questions like:
At the completion of your analysis, you will be provided with a comprehensive planning report outlining your benefit considerations in a way you can easily understand; with instructions for when and how to file, calculations, definitions, and much more.
Frank Garcia started his career in the Insurance industry in 1984. From the outset, Frank implemented a service first approach. He recognized that client satisfaction was primarily dependent on understanding each individual and company’s needs and goals. In 1996, Frank formed InsuranceKO to cultivate and share his knowledge in the benefits business with Business owners. Frank prides himself on providing his clients with the peace of mind knowing that they are making informed choices in an increasingly complex marketplace.
Frank is married to his wife Lori, has four children and 6 grandchildren. Frank enjoys fishing, hunting, church activities and time with his family. His membership includes Orange County Financial Society, Brea and Yorba Linda Chamber of Commerce and the Fellowship of Companies for Christ International. Frank is a member of Crosspointe Church and a member of their Prayer Group.