Optimize your benefits with advice.
The average household loses over $110,000 in potential income by making the wrong Social Security claiming decisions. I can help you get the money you earned and are entitled to.
-Zachary Waldon
Don’t lose out on hundreds of thousands of dollars in lifetime benefits by making the wrong decision.
You may be able to collect up to one-half of your spouse’s benefits.
You may qualify for Social Security Disability Insurance benefits.
You may decrease your payroll taxes and still receive maximum benefits.
You may qualify to receive Social Security benefits from your ex-spouse.
You may qualify to receive survivor benefits that are greater than your own.
If you are a lawful permanent resident, you may qualify for Social Security.
With hundreds (and sometimes thousands) of filing options, getting the most from Social Security can be a complex decision. As a Registered Social Security Analyst, I can help you answer common retirement questions like:
At the completion of your analysis, you will be provided with a comprehensive planning report outlining your benefit considerations in a way you can easily understand; with instructions for when and how to file, calculations, definitions, and much more.
Zachary Waldon is a Registered Social Security Analyst® (RSSA), licensed insurance agent, and financial advisor with a deep commitment to helping clients prepare for and enjoy a confident retirement. He holds Series 7, 65, and 63 licenses, is a licensed loan officer specializing in reverse mortgages, and earned both his Certificate in Financial Planning and his B.S. in Business Administration with a concentration in Finance from Northern Arizona University.
Zachary specializes in working with pre-retirees within 5–10 years of retirement, retirees, and small business owners. His holistic approach focuses on maximizing retirement income while reducing risk and leveraging tax-advantaged, non-taxable income strategies. By integrating tools such as Social Security optimization and reverse mortgage planning, Zachary helps clients create retirement strategies that provide both security and flexibility.
With years of experience in financial services, Zachary is known for his client-first philosophy and his dedication to providing clear, personalized guidance. Outside of his professional life, he enjoys golfing, spending time outdoors, and being with his family.
