Optimize your benefits with advice.
The average household loses over $110,000 in potential income by making the wrong Social Security claiming decisions. I can help you get the money you earned and are entitled to.
-Wendy Zapata
Don’t lose out on hundreds of thousands of dollars in lifetime benefits by making the wrong decision.
You may be able to collect up to one-half of your spouse’s benefits.
You may qualify for Social Security Disability Insurance benefits.
You may decrease your payroll taxes and still receive maximum benefits.
You may qualify to receive Social Security benefits from your ex-spouse.
You may qualify to receive survivor benefits that are greater than your own.
If you are a lawful permanent resident, you may qualify for Social Security.
With hundreds (and sometimes thousands) of filing options, getting the most from Social Security can be a complex decision. As a Registered Social Security Analyst, I can help you answer common retirement questions like:
At the completion of your analysis, you will be provided with a comprehensive planning report outlining your benefit considerations in a way you can easily understand; with instructions for when and how to file, calculations, definitions, and much more.
Woman-owned and operated for 14 years, Wendy Zapata is owner/CEO of NorCal Financial and Insurance Solutions. Located in Yuba City, CA, Wendy possesses multiple licenses throughout the United States. Wendy knows that every client has specific needs, which she meets by creating a specialized approach for each client. Her ultimate goal is to provide the greatest benefit for the client, bringing peace of mind and a stress-free feeling whether it is Medi-Care planning, Tax-Free Retirement Planning and/or Safe Retirement that provides a lifetime income.
A proud community advocate in the Yuba-Sutter area, Wendy prides herself not only as a community servant but as a resource for her clients. If you have a need, Wendy will connect you with the person or organization that can help. Wendy will assess your financial situation, make recommendations on where you can save and re-allocate your funds for current and future needs. She is honored to know that she has helped countless families and individuals in her community, saving them anywhere from hundreds to thousands of dollars annually by making a few simple changes while still meeting their needs. Dollars may not cure cancer/illness but dollars sure can cure stress!