Wendy L Zapata
Norcal Financial & Insurance Solutions
Norcal Financial & Insurance Services
1095 Stafford Way Ste H
Yuba City, CA 95991, US
Affiliations
Professional Profile
Woman-owned and operated for 17 years, Wendy Zapata is owner/CEO of NorCal Financial and Insurance Solutions. Located in Yuba City, CA, Wendy possesses multiple licenses throughout the United States. Wendy knows that every client has specific needs, which she meets by creating a specialized approach for each client. Her ultimate goal is to provide the greatest benefit for the client, bringing peace of mind and a stress-free feeling whether it is Medi-Care planning, Tax-Free Retirement Planning and/or Safe Retirement that provides a lifetime income.
A proud community advocate in the Yuba-Sutter area, Wendy prides herself not only as a community servant but as a resource for her clients. If you have a need, Wendy will connect you with the person or organization that can help. Wendy will assess your financial situation, make recommendations on where you can save and re-allocate your funds for current and future needs. She is honored to know that she has helped countless families and individuals in her community, saving them anywhere from hundreds to thousands of dollars annually by making a few simple changes while still meeting their needs. Dollars may not cure cancer/illness but dollars sure can cure stress!
Areas of Expertise
- Retirement Specialist
Real Stories from Real People
Most People Leave Money on the Table
96%
Don't Optimize
Very few people get all the Social Security they deserve.
$111,000
Is Lost
The average household is losing $111,000 in potential income.
1 Chance
To Claim
Social Security gives you one chance to get it right – forever.
Maximize Your Benefits
Discover important information for your situation.
Married
If you are married, you may be able to collect up to one-half of your spouse’s Social Security benefit. This won’t affect your spouse’s checks. Ask an RSSA® for details.
Divorced
If you are divorced and 62 or older, you may qualify to receive Social Security benefits from your ex-spouse — in addition to your own Social Security payments. Ask an RSSA® for details.
Widowed
If your spouse has passed away, you may be eligible for a survivor benefit. The extra money may be essential for you. Ask an RSSA® for details.
Single
If you are single, and solely responsible for your retirement, making the optimal Social Security claiming decision is particularly important. Ask an RSSA® about your options.
Self-Employed
As a self-employed person, you may be able to decrease your payroll taxes — yet still receive the maximum income from Social Security. Ask an RSSA® for details.
Disability
Social Security can provide valuable disability benefits if you qualify, but these benefits — and how you qualify for them — are often misunderstood. Ask an RSSA® for details.
Immigrant
If you are a lawful permanent resident, but not yet a citizen, you may still qualify for Social Security benefits. Ask an RSSA® for details.
