Timothy Valenzuela
Timothy Joy Valenzuela
221 Esfahan Ct
San Jose, CA 95111, US
Professional Profile
Timothy Joy, more commonly known as Timz. A Certified Financial Education Instructor (CFEI) and Registered Social Security Analyst (RSSA) Timz is dedicated to promoting financial literacy and empowering families to actively improve their financial situation by providing guidance to develop strategies in positioning them towards sustainable financial growth and security. In addition, a Quality Nurse Consultant with the aim to assist fellow healthcare workers to achieve the financial security that they deserve. As an RSSA, Timz will educate retirees (or those planning to retire) on the specific Social Security rules that apply to their particular situation and then analyze a number of different claiming ages and other variables to help them make an informed decision about their optimal claiming options. Languages: Tagalog and English Hobbies: Hiking and traveling; Learning more about Self-improvement and Finance by reading books and listening to podcasts or audiobooks; Watching comedies
Areas of Expertise
- Insurance Agent
Real Stories from Real People
Most People Leave Money on the Table
96%
Don't Optimize
Very few people get all the Social Security they deserve.
$111,000
Is Lost
The average household is losing $111,000 in potential income.
1 Chance
To Claim
Social Security gives you one chance to get it right – forever.
Maximize Your Benefits
Discover important information for your situation.
Married
If you are married, you may be able to collect up to one-half of your spouse’s Social Security benefit. This won’t affect your spouse’s checks. Ask an RSSA® for details.
Divorced
If you are divorced and 62 or older, you may qualify to receive Social Security benefits from your ex-spouse — in addition to your own Social Security payments. Ask an RSSA® for details.
Widowed
If your spouse has passed away, you may be eligible for a survivor benefit. The extra money may be essential for you. Ask an RSSA® for details.
Single
If you are single, and solely responsible for your retirement, making the optimal Social Security claiming decision is particularly important. Ask an RSSA® about your options.
Self-Employed
As a self-employed person, you may be able to decrease your payroll taxes — yet still receive the maximum income from Social Security. Ask an RSSA® for details.
Disability
Social Security can provide valuable disability benefits if you qualify, but these benefits — and how you qualify for them — are often misunderstood. Ask an RSSA® for details.
Immigrant
If you are a lawful permanent resident, but not yet a citizen, you may still qualify for Social Security benefits. Ask an RSSA® for details.
