Tim Lenz
Social Security & Medicare Guru
Aurora Medicare Guru
Aurora, CO US
Professional Details
Air Force and Colorado Air National Guard Veteran with 30 plus years in the IT industry. Since 2004 a Colorado licensed Health and Life Insurance Agent and 10 years as a Colorado Medicare Broker. I work part time helping seniors understand their options as a Registered Social Security Analyst.
Areas of Expertise
- Insurance Agent
- Medicare Advisor
Real Stories from Real People
Most People Leave Money on the Table
96% Don't Optimize
Very few people get all the Social Security they’re entitled to.
$111,000 Average Lost
The average household is losing $111,000 in potential income.
1 Chance To Claim
Social Security gives you one chance to get it right – forever.
Maximize Your Benefits
Discover important information for your situation.
Married
If you are married, you may be able to collect up to one-half of your spouse’s Social Security benefit. This won’t affect your spouse’s checks. Ask an RSSA® for details.
Divorced
If you are divorced and 62 or older, you may qualify to receive Social Security benefits from your ex-spouse — in addition to your own Social Security payments. Ask an RSSA® for details.
Widowed
If your spouse has passed away, you may be eligible for a survivor benefit. The extra money may be essential for you. Ask an RSSA® for details.
Single
If you are single, and solely responsible for your retirement, making the optimal Social Security claiming decision is particularly important. Ask an RSSA® about your options.
Self-Employed
As a self-employed person, you may be able to decrease your payroll taxes — yet still receive the maximum income from Social Security. Ask an RSSA® for details.
Disability
Social Security can provide valuable disability benefits if you qualify, but these benefits — and how you qualify for them — are often misunderstood. Ask an RSSA® for details.
Immigrant
If you are a lawful permanent resident, but not yet a citizen, you may still qualify for Social Security benefits. Ask an RSSA® for details.
My husband and I have been thinking of retiring but it seemed like there was so much to consider between Social Security and Medicare and then we met Tim and he opened our eyes to see all the options that we were not aware of, he guided us thru Social Security and how to plan for the best time to request our benefit and our options with Medicare are abundant.
Tim is very knowledgeable in both of these areas and made us feel more at ease by giving us guidance, we are both very comfortable moving forward towards our retirement and knowing that Tim will be helping us along the way.
We would highly recommend Tim to others whether you are struggling with decision making for Medicare or are already on a path for retirement, it is NEVER too late to talk with Tim and gain insight, the best call we ever made!
Ted and Rebecca