Thomas J Duffy, CFP®, MBA, CRPC®, CDFA®
Founder, Principal advisor
Jersey Shore Financial Advisors, LLC
Eatontown, NJ US
Affiliations
Professional Details
Almost everyone I meet is afraid of becoming a burden to their family.
I work with recent (or soon to be) divorcees, widows or widowers to custom design a financial roadmap to avoid becoming a burden before, during, and especially at the end of retirement.
Hi I’m Tom Duffy founder and principal advisor of Jersey Shore Financial Advisors LLC. I started this firm in 2007 as an alternative to the giant name brand advisory with the constant sales pressure telling me what I could do or not to do for MY clients.
Working with me means having a thinking partner that understands you are facing a whole new future that you probably didn’t plan for.
Let me be your guide as you clarify, organize and prioritize your financial life decisions.
Areas of Expertise
- CFP
- Financial Education Specialist
- Financial Professional
- Investment Advisor
- Retirement Specialist
- Wealth Manager
Real Stories from Real People
Most People Leave Money on the Table
96% Don't Optimize
Very few people get all the Social Security they’re entitled to.
$111,000 Average Lost
The average household is losing $111,000 in potential income.
1 Chance To Claim
Social Security gives you one chance to get it right – forever.
Maximize Your Benefits
Discover important information for your situation.
Married
If you are married, you may be able to collect up to one-half of your spouse’s Social Security benefit. This won’t affect your spouse’s checks. Ask an RSSA® for details.
Divorced
If you are divorced and 62 or older, you may qualify to receive Social Security benefits from your ex-spouse — in addition to your own Social Security payments. Ask an RSSA® for details.
Widowed
If your spouse has passed away, you may be eligible for a survivor benefit. The extra money may be essential for you. Ask an RSSA® for details.
Single
If you are single, and solely responsible for your retirement, making the optimal Social Security claiming decision is particularly important. Ask an RSSA® about your options.
Self-Employed
As a self-employed person, you may be able to decrease your payroll taxes — yet still receive the maximum income from Social Security. Ask an RSSA® for details.
Disability
Social Security can provide valuable disability benefits if you qualify, but these benefits — and how you qualify for them — are often misunderstood. Ask an RSSA® for details.
Immigrant
If you are a lawful permanent resident, but not yet a citizen, you may still qualify for Social Security benefits. Ask an RSSA® for details.
