Thomas J Duffy, CFP®, MBA, CRPC®, CDFA®
Founder, Principal advisor
Jersey Shore Financial Advisors, LLC
Eatontown, NJ US
Affiliations
Professional Details
Almost everyone I meet is afraid of becoming a burden to their family.
I work with recent (or soon to be) divorcees, widows or widowers to custom design a financial roadmap to avoid becoming a burden before, during, and especially at the end of retirement.
Hi I’m Tom Duffy founder and principal advisor of Jersey Shore Financial Advisors LLC. I started this firm in 2007 as an alternative to the giant name brand advisory with the constant sales pressure telling me what I could do or not to do for MY clients.
Working with me means having a thinking partner that understands you are facing a whole new future that you probably didn’t plan for.
Let me be your guide as you clarify, organize and prioritize your financial life decisions.
Areas of Expertise
- CFP
- Financial Education Specialist
- Financial Professional
- Retirement Specialist
- Wealth Manager
Credentials
- Certified Financial Planner (CFP)
Real Stories from Real People
Most People Leave Money on the Table
96% Don't Optimize
Very few people get all the Social Security they’re entitled to.
$111,000 Average Lost
The average household is losing $111,000 in potential income.
1 Chance To Claim
Social Security gives you one chance to get it right – forever.
Maximize Your Benefits
Discover important information for your situation.
Married
If you are married, you may be able to collect up to one-half of your spouse’s Social Security benefit. This won’t affect your spouse’s checks. Ask an RSSA® for details.
Divorced
If you are divorced and 62 or older, you may qualify to receive Social Security benefits from your ex-spouse — in addition to your own Social Security payments. Ask an RSSA® for details.
Widowed
If your spouse has passed away, you may be eligible for a survivor benefit. The extra money may be essential for you. Ask an RSSA® for details.
Single
If you are single, and solely responsible for your retirement, making the optimal Social Security claiming decision is particularly important. Ask an RSSA® about your options.
Self-Employed
As a self-employed person, you may be able to decrease your payroll taxes — yet still receive the maximum income from Social Security. Ask an RSSA® for details.
Disability
Social Security can provide valuable disability benefits if you qualify, but these benefits — and how you qualify for them — are often misunderstood. Ask an RSSA® for details.
Immigrant
If you are a lawful permanent resident, but not yet a citizen, you may still qualify for Social Security benefits. Ask an RSSA® for details.
Jersey Shore Financial Advisors LLC is a registered investment advisor in the State of New Jersey. Jersey Shore Financial Advisors LLC may only transact business or render personalized investment advice in New Jersey and states international jurisdictions where we are registered/notice filed or otherwise excluded or exempted from registration requirements. The purpose of this content is for educational/information purposes only. Any communications with prospective clients residing in states or international jurisdictions where Jersey Shore Financial Advisors LLC is not registered or licensed shall be limited so as not to trigger registration or licensing requirements.