Thomas Drapala RSSA®
I am a passionate advisor and educator with deep expertise in Social Security. My primary mission is to ensure you receive the Social Security benefits you’ve rightfully earned and deserve. Join me at my upcoming workshops and seminars to discover how I can assist you on this journey.
Most People Leave Money on the Table
Very few people get all the Social Security they deserve.
The average household is losing $111,000 in potential income.
Social Security gives you one chance to get it right – forever.
Maximize Your Benefits
Discover important information for your situation.
If you are married, you may be able to collect up to one-half of your spouse’s Social Security benefit. This won’t affect your spouse’s checks. Ask an RSSA® for details.
If you are divorced and 62 or older, you may qualify to receive Social Security benefits from your ex-spouse — in addition to your own Social Security payments. Ask an RSSA® for details.
If your spouse has passed away, you may be eligible for a survivor benefit. The extra money may be essential for you. Ask an RSSA® for details.
If you are single, and solely responsible for your retirement, making the optimal Social Security claiming decision is particularly important. Ask an RSSA® about your options.
As a self-employed person, you may be able to decrease your payroll taxes — yet still receive the maximum income from Social Security. Ask an RSSA® for details.
Social Security can provide valuable disability benefits if you qualify, but these benefits — and how you qualify for them — are often misunderstood. Ask an RSSA® for details.
“Thomas Drapala was very knowledgeable and helpful, his analysis and insights made a confusing process easy to understand and digest. Thomas was very responsive and he took the time to walk me through the setup process. I enjoyed working with Thomas.”
“What a wonderful service! Reasonable pricing, excellent customer service, thorough follow up and willingness to entertain almost any question. I cannot recall a better price:value from any other financial service. Even from my brilliant, rich uncle!”
“You may think you’ve done all your “research” and you know all you need to know about claiming Social Security benefits. More than likely, this is a false sense of “security”. Though there was much I did know, it was great to have this confirmed…with data, by Thomas Drapala. There was also one very important nuance about claiming retro payments that was helpful for my spouse that I was not aware of.”
“Thomas was the resource I needed when I was doing my research on the timing of when my wife and I should start our social security payments. His information was very detailed and very clear. He made this decision an easy one! I am very appreciative of the knowledgeable assistance.”
“Initially I wasn’t sure what to expect. I was a bit hesitant about sending $600 to someone I had never even met except over the phone and a web site, but it turned out to be money well spent and I’m super happy. Along with a 17-page analysis, Tom spent 35 minutes with me on the telephone. He answered all of my questions clearly, concisely, and in language I could understand, and he kindly offered to remain available in the future if other questions pop up. It was money well spent and gives me peace of mind that I can retire knowing what my social security income and my wife’s survivor benefits will be.”
“Well worth every penny. Like almost everyone, my wife and I found social security baffling and Thomas walked us through every aspect of it and presented options available to us. The information was clear and comprehensive and when we have questions in the future, Thomas will be there to answer them. If you are planning for you retirement, this service is incredibly useful.”
“I had done lots of Social Security research prior to working with Thomas at RSSA but still had questions. He provided me with an excellent personalized Social Security Analysis. Thomas reviewed the analysis with me and clarified and answered all the questions I had. The whole process went extremely smoothly, was easy, and so worth the money. RSSA allowed me to make an informed decision about the best time to apply for Social Security. It was a pleasure to work with RSSA and Thomas and I would highly recommend them to anyone who needs information regarding Social Security.”
“I can’t say enough about the Team here at RSSA. Tom and Norm were precise and extremely attentive. My son and I have benefited so much having them as our advisors. I’ve learned so much and was able to execute and finalize important decisions based on their precision.”
“We are having a great experience working with Thomas Drapala as our RSSA! He has been extremely kind, thoughtful, personable, and accommodating. He explains things well and has patiently addressed all of our questions and concerns. We can tell he and the company really care about the people they serve, and while they do sell their services we never felt like we were talking to a salesperson. We are normally do-it-yourselfers but we realized we were in over our head with this and we’re so glad we reached out for help. This decision will pay for itself many times over!”
“Thomas was awesome. His report was thorough and helped me understand how the WEP will impact my benefits. Never getting answers from social security, all I had before were the WEP calculators provided online. But having an expert look it over, I learned I’m in better shape than I had determined.”
“Of course, in our early 60’s, when to “turn on” our Soc Security benefits was a hot topic of conversation between us and many of our peers. Everyone seemed to have a different understanding of how it all works. Working with Thomas Drapala of RSSA, we have a full explanation customized with our specific benefit options. Now we can plan with confidence. It is comforting to know we can reach back out to Thomas and RSSA for any questions that come up if things change for us.”
“I had an excellent interaction with Thomas Drapala of RSSA — informed, helpful, clearly explained various options in a manner that was easily grasped!”
“I had a truly wonderful experience at RSSA working with Thomas Drapala. The assessment was thorough and clear.”
“Tom was very helpful in answering all my Social Security questions and updated my personalized report accordingly until I had a complete understanding of my Social Security picture.”
“Tom was so patient and helpful. We feel like we have a clear picture of our options for retirement. He took away the confusion and helped us to relax about the big decisions we need to make. God was good in directing us to a place where they were very knowledgeable, patient and kind.”
“I would highly recommend Rssa, 1. Advisor was very courteous and very through great information and presentation 2. Answered all my question and concerns about filing for SSI 3.A detailed report was presented and articulated with all questions answered great Job! 4. Additional free resources were presented 5.If I decided to need a future change the advisor would be available to make changes and revisit my situation 6. Overall experience with my future planning was there highest priority 7. A detailed PowerPoint presentation was presented and discussed in detail with plenty of time to ask questions about details and calculations 8. The advisor also before ending the session made sure he was available for any future concerns or questions and to please give him a call 9. Great customer service,great follow thru and follow up This is a quality Company Great Job!”
“Tom has a wealth of knowledge and is a great resource for planning your social security “adventure”. We would highly recommend contacting him once you are about to reach an age you can begin collecting benefits so that you can plan.”
“Thomas provided insights that helped us make crucial decisions about retirement. He also provided a referral to a Medicare specialist that answered all of our questions about Medicare choices.”
“Thomas was very thorough and explained everything to me in a way that was very understandable. He was professional and friendly.”
“Thomas Drapala did an excellent job explaining a number of technical issues related to my personal situation. I appreciate most the extra time he took to analyze my specific issues. I would want others to know about my experience.”
“Thomas was easy to work with and very flexible with scheduling our appointment with him. The information we received was very informative and helped us to make a better decision on our retirement as far as when to retire and what would be the best option for us. We appreciate the help we received and would recommend it to others.”
“The fee is worth it to have a piece of mind and an advocate working with you when you decide to start Social Security. The RSSA is way more knowledgeable than any Social Security representative who has not been trained very well. Thomas cared about my unique situation and did a lot of leg work that I know was unusual. He kept at it until he confirmed he had the correct information to use when calculating my Social Security options.”