Teri Sanchez
Professional Profile
I am not a financial advisor but a financial professional who facilitates knowing how money works and how this knowledge can save you in retirement.
After retiring from a career in public eduation, business training, program development and consulting with small business owners, I realized I needed to start an encore career helping people understand the nuances of properly preparing for retirement. I thought I was prerpared and quickly found I needed much more to be truly prepared. The RSSA certification is my latest certification to help with financial understanding an gives me the tools to now help individuals gain the knowledge to prepare for pre-retirement as well as full retirement.
I am also certified and licinsed to assist with understanding and enrolling in Medicare. Taking the proper steps at the right stages in life will help you enjoy the later stages and have all the money your deserve. I am bilingual – proficient in Spanish.
Real Stories from Real People
Most People Leave Money on the Table
96%
Don't Optimize
Very few people get all the Social Security they deserve.
$111,000
Is Lost
The average household is losing $111,000 in potential income.
1 Chance
To Claim
Social Security gives you one chance to get it right – forever.
Maximize Your Benefits
Discover important information for your situation.
Married
If you are married, you may be able to collect up to one-half of your spouse’s Social Security benefit. This won’t affect your spouse’s checks. Ask an RSSA® for details.
Divorced
If you are divorced and 62 or older, you may qualify to receive Social Security benefits from your ex-spouse — in addition to your own Social Security payments. Ask an RSSA® for details.
Widowed
If your spouse has passed away, you may be eligible for a survivor benefit. The extra money may be essential for you. Ask an RSSA® for details.
Single
If you are single, and solely responsible for your retirement, making the optimal Social Security claiming decision is particularly important. Ask an RSSA® about your options.
Self-Employed
As a self-employed person, you may be able to decrease your payroll taxes — yet still receive the maximum income from Social Security. Ask an RSSA® for details.
Disability
Social Security can provide valuable disability benefits if you qualify, but these benefits — and how you qualify for them — are often misunderstood. Ask an RSSA® for details.
Immigrant
If you are a lawful permanent resident, but not yet a citizen, you may still qualify for Social Security benefits. Ask an RSSA® for details.
