Optimize your benefits with advice.
The average household loses over $110,000 in potential income by making the wrong Social Security claiming decisions. I can help you get the money you earned and are entitled to.
-Steven Dock
Don’t lose out on hundreds of thousands of dollars in lifetime benefits by making the wrong decision.
You may be able to collect up to one-half of your spouse’s benefits.
You may qualify for Social Security Disability Insurance benefits.
You may decrease your payroll taxes and still receive maximum benefits.
You may qualify to receive Social Security benefits from your ex-spouse.
You may qualify to receive survivor benefits that are greater than your own.
If you are a lawful permanent resident, you may qualify for Social Security.
With hundreds (and sometimes thousands) of filing options, getting the most from Social Security can be a complex decision. As a Registered Social Security Analyst, I can help you answer common retirement questions like:
At the completion of your analysis, you will be provided with a comprehensive planning report outlining your benefit considerations in a way you can easily understand; with instructions for when and how to file, calculations, definitions, and much more.
Steven Dock has over 30 years of experience leading business and technology transformation initiatives in the financial services industry. His background in accounting, technology, and finance, make him well suited to advise clients seeking guidance in all aspects of their financial planning, including social security and retirement planning. He is a Registered Social Security Analyst working with clients across the United States.
Steven is also a licensed advisor for Medicare and the Affordable Care Act working with clients in New York, New Jersey, Pennsylvania, Connecticut, Delaware, Indiana and Florida.
Expert Retirement Consultant
Steven is a knowledgeable resource in answering all of your questions about Social Security and Retirement Planning. He provides a free consultation, which includes guidance and an action plan. Additionally, his services may include a detailed integrated analysis projecting your total cash on hand by your year of retirement including Social Security, Retirement Plans, Real Estate and other income sources minus your projected tax burden.
Income is only half of the equation. Your expenses, particularly tax, can greatly impact seniors on a fixed income. Understanding how to maximize income and reduce taxes is critical in planning for your senior years.
Expert Medicare Advisor
Steven has a keen understanding and can answer all of your questions about Medicare. He provides a free consultation, which includes an explanation of your options on traditional Medicare, Medicare Supplemental insurance and private Medicare plans.
Understanding which plans require you to change doctors and modify current prescriptions and which plans can be used with your current providers is essential. It may be surprising that some of the well-known insurance carriers can be more restrictive than you would think. Not all plans are the same, and there may be just a few options that fit each and every one of your needs.
Additionally, if you have Medicaid or a chronic health condition, please request a free session because you could have additional benefits including services and financial assistance. Steven can explain all of the benefits for which you are eligible.
Expert Affordable Care Act and Health Insurance Advisor
Steven is highly qualified to answer all of your questions about Health Insurance, whether you’re interested in ACA or non-ACA plans. He provides a free consultation, which includes an explanation of your options both on and off the exchange.
Understanding which plans require you to change doctors and modify current prescriptions and which plans can be used with your current providers is critical. Even some of the most well known insurance carriers may be more restrictive than expected. There may be only a few plan options that fit all of your provider and medication needs.