RSSA
Retirment Specialist
Sophie White
20401 SW 83rd Ave
Miami, FL 33189, US
Professional Details
Sophie White is a Retirement Income Advisor and founder of Whispering Wise Wealth, where she helps individuals and families make confident, informed decisions about their financial future. As a trained RSSA® professional, Sophie specializes in Social Security optimization, retirement income strategies, survivor and spousal benefits, and guiding pre-retirees through the complex transition from work to lifetime income.
Known for her clear teaching style and compassionate approach, Sophie blends technical expertise with real-world understanding. She works with clients to help them maximize their benefits, avoid costly claiming mistakes, and build retirement strategies that support long-term financial security.
Sophie also partners with community organizations, libraries, and small business groups to deliver educational workshops on Social Security, estate planning fundamentals, and retirement readiness. Her mission is simple: empower people with knowledge so they can protect their income, their family, and their peace of mind.
When she’s not teaching or advising, Sophie is a devoted wife, mother, speaker, and advocate for financial literacy in underserved communities.
Areas of Expertise
- Financial Education Specialist
- Financial Professional
- Insurance Agent
- Medicare Advisor
- Retirement Specialist
- Wealth Manager
- Other
Real Stories from Real People
Most People Leave Money on the Table
96% Don't Optimize
Very few people get all the Social Security they’re entitled to.
$111,000 Average Lost
The average household is losing $111,000 in potential income.
1 Chance To Claim
Social Security gives you one chance to get it right – forever.
Maximize Your Benefits
Discover important information for your situation.
Married
If you are married, you may be able to collect up to one-half of your spouse’s Social Security benefit. This won’t affect your spouse’s checks. Ask an RSSA® for details.
Divorced
If you are divorced and 62 or older, you may qualify to receive Social Security benefits from your ex-spouse — in addition to your own Social Security payments. Ask an RSSA® for details.
Widowed
If your spouse has passed away, you may be eligible for a survivor benefit. The extra money may be essential for you. Ask an RSSA® for details.
Single
If you are single, and solely responsible for your retirement, making the optimal Social Security claiming decision is particularly important. Ask an RSSA® about your options.
Self-Employed
As a self-employed person, you may be able to decrease your payroll taxes — yet still receive the maximum income from Social Security. Ask an RSSA® for details.
Disability
Social Security can provide valuable disability benefits if you qualify, but these benefits — and how you qualify for them — are often misunderstood. Ask an RSSA® for details.
Immigrant
If you are a lawful permanent resident, but not yet a citizen, you may still qualify for Social Security benefits. Ask an RSSA® for details.


