Affiliations
Professional Details
Sky Savarese, RSSA®, is an independent licensed insurance professional and retirement educator with nearly 20 years of experience in private client banking. After helping individuals and families build and manage their wealth, she shifted her focus to helping clients protect what they have worked so hard to create and make confident decisions as they approach retirement.
Today, Skye specializes in Social Security claiming strategies, Medicare, retirement income planning, long-term care, and life insurance. She helps clients understand how Social Security fits into their broader retirement picture, including claiming ages, spousal and survivor benefits, healthcare costs, and future income needs.
Based in Ojai and serving clients throughout California, Skye is known for her warm, straightforward approach and her ability to make complicated topics easier to understand.
Sky is not affiliated with the Social Security Administration or any government agency and does not provide legal or tax advice.
Areas of Expertise
- Insurance Agent
- Medicare Advisor
- Retirement Specialist
Real Stories from Real People
Most People Leave Money on the Table
96% Don't Optimize
Very few people get all the Social Security they’re entitled to.
$111,000 Average Lost
The average household is losing $111,000 in potential income.
1 Chance To Claim
Social Security gives you one chance to get it right – forever.
Maximize Your Benefits
Discover important information for your situation.
Married
If you are married, you may be able to collect up to one-half of your spouse’s Social Security benefit. This won’t affect your spouse’s checks. Ask an RSSA® for details.
Divorced
If you are divorced and 62 or older, you may qualify to receive Social Security benefits from your ex-spouse — in addition to your own Social Security payments. Ask an RSSA® for details.
Widowed
If your spouse has passed away, you may be eligible for a survivor benefit. The extra money may be essential for you. Ask an RSSA® for details.
Single
If you are single, and solely responsible for your retirement, making the optimal Social Security claiming decision is particularly important. Ask an RSSA® about your options.
Self-Employed
As a self-employed person, you may be able to decrease your payroll taxes — yet still receive the maximum income from Social Security. Ask an RSSA® for details.
Disability
Social Security can provide valuable disability benefits if you qualify, but these benefits — and how you qualify for them — are often misunderstood. Ask an RSSA® for details.
Immigrant
If you are a lawful permanent resident, but not yet a citizen, you may still qualify for Social Security benefits. Ask an RSSA® for details.
Sky is not affiliated with the Social Security Administration or any government agency and does not provide legal or tax advice.