Sheena Guerra
Professional Profile
Have you thought about claiming Social Security? Has it gotten you asking yourself, when should I claim? Or how much money am I eligible to collect? Getting it right is critically important. With over 2,700 Social Security rules and countless factors to take into consideration, working with an expert is a no-brainer. As a Registered Social Security Analyst, I have the training and expertise needed to support you. As an advocate for Financial Literacy, I believe so much in educating, understanding and empowering families, that every person should have free access to critical financial concepts such as Debt Management, Budgeting, Wealth Building, Retirement Planning, Proper Protection and College Scholarships. As part of this advocacy, we are offering these services free of charge, so that we can transform the financial future for millions of individuals for generations to come.
Real Stories from Real People
Most People Leave Money on the Table
96%
Don't Optimize
Very few people get all the Social Security they deserve.
$111,000
Is Lost
The average household is losing $111,000 in potential income.
1 Chance
To Claim
Social Security gives you one chance to get it right – forever.
Maximize Your Benefits
Discover important information for your situation.
Married
If you are married, you may be able to collect up to one-half of your spouse’s Social Security benefit. This won’t affect your spouse’s checks. Ask an RSSA® for details.
Divorced
If you are divorced and 62 or older, you may qualify to receive Social Security benefits from your ex-spouse — in addition to your own Social Security payments. Ask an RSSA® for details.
Widowed
If your spouse has passed away, you may be eligible for a survivor benefit. The extra money may be essential for you. Ask an RSSA® for details.
Single
If you are single, and solely responsible for your retirement, making the optimal Social Security claiming decision is particularly important. Ask an RSSA® about your options.
Self-Employed
As a self-employed person, you may be able to decrease your payroll taxes — yet still receive the maximum income from Social Security. Ask an RSSA® for details.
Disability
Social Security can provide valuable disability benefits if you qualify, but these benefits — and how you qualify for them — are often misunderstood. Ask an RSSA® for details.
Immigrant
If you are a lawful permanent resident, but not yet a citizen, you may still qualify for Social Security benefits. Ask an RSSA® for details.
