Optimize your benefits with advice.
The average household loses over $110,000 in potential income by making the wrong Social Security claiming decisions. I can help you get the money you earned and are entitled to.
-Scott Maibor
Don’t lose out on hundreds of thousands of dollars in lifetime benefits by making the wrong decision.
You may be able to collect up to one-half of your spouse’s benefits.
You may qualify for Social Security Disability Insurance benefits.
You may decrease your payroll taxes and still receive maximum benefits.
You may qualify to receive Social Security benefits from your ex-spouse.
You may qualify to receive survivor benefits that are greater than your own.
If you are a lawful permanent resident, you may qualify for Social Security.
With hundreds (and sometimes thousands) of filing options, getting the most from Social Security can be a complex decision. As a Registered Social Security Analyst, I can help you answer common retirement questions like:
At the completion of your analysis, you will be provided with a comprehensive planning report outlining your benefit considerations in a way you can easily understand; with instructions for when and how to file, calculations, definitions, and much more.
What I Do:
I help people understand their options and obligations under the Medicare system.
I am a resource to individuals & financial professionals (& employers) for questions, plan comparison & ultimately help choosing the best Medicare option for them, balancing coverage & costs.
Medicare is a source of stress just like taxes. Think of me as any other professional advisor you refer to (CPA, Estate Atty, Mortgage Broker). I make you look good by being a trusted resource for your clients as they approach age 65.
"... John will be 65 this Fall, I think it makes sense to schedule time with my Medicare Advisor to help you understand the program and get your questions answered..."
What I Offer:
Expertise. Medicare is a complicated system with convoluted rules, exceptions to those rules, and LIFETIME penalties for those that misunderstand them. It doesn’t make sense to try and figure this out on one’s own.
Free Consultations!!! I am compensated, per CMS stipulations, by the carriers that work with Medicare NOT the client.
What Distinguishes Me:
Professionalism and the recognition that I can’t be expert in all areas. I work Financial & Insurance pros to help their clients. I do not do this seasonally or part-time. I provide year-round Medicare help to people turning 65, losing employer coverage and other qualifying events.
I am independent and serve as a fiduciary by being carrier agnostic.
How I Work:
I start by educating clients on the system and their options.
With that baseline we can focus on individual circumstances, such as health, budget, alternatives, etc.
Once a plan is chosen, I help the individual I aid in the enrollment of the selected plan, deal with any issues or questions that arise, then review coverage annually for changes.
