Robert Mulcare, RSSA, REBC, FPQP

Hey there, my name is Robert. I am a licensed insurance advisor with Highstreet Insurance & Financial Services, specializing in Medicare and retirement income planning. Licensed in 27 states, I work with clients nationwide, meeting in person when possible and utilizing secure technology to serve clients virtually—ensuring access to knowledgeable guidance regardless of location.

I entered the insurance industry in 2018 following five years in nonprofits and public policy, bringing a strong foundation in advocacy, systems navigation, and client-centered service. I began my career with a small, local agency in Southern Oregon, focusing on individual health insurance and Medicare, and have since expanded my practice to include Social Security planning, retirement income strategies, life insurance, disability coverage, and long-term financial protection. My work is grounded in a singular priority: protecting clients’ most valuable asset—their ability to live with security, dignity, and independence.

I am actively engaged in industry leadership and policy advocacy. Since 2020, I have served on the Northwest Medicare Summit Committee and currently serve on the Board of Directors for the Oregon Chapter of the National Association of Benefits and Insurance Professionals (NABIP). I completed my second term as President of NABIP-Oregon in January 2026 and continue to contribute at the national level through NABIP’s Legislative Groups, including the Individual Market and Single Payer Working Groups.

Community service has been a defining part of my professional life. I previously served on the board of Friends of the Children – Klamath Basin, an organization dedicated to breaking cycles of generational poverty through long-term professional mentorship. In 2025, I was asked to help launch Friends of the Children – Eastern Oregon, where I currently serve as Board Chair. In addition, I served the City of Klamath Falls as a Reserve Police Officer from 2015 through 2023, advancing to the rank of Reserve Lieutenant.

I am committed to using my experience, leadership, and expertise to help individuals, families, and communities plan with confidence and see possible.