Affiliations
Professional Details
Rick has over two decades of experience assisting people with personal finances. He can translate financial terms and jargon into everyday language so clients can truly understand their options and make informed decisions. This is especially important for those wanting to optimize their Social Security benefits. Rick will review and discuss your specific situation and ensure you’re aware of how your claiming options fit within your overall financial picture. Claiming Social Security benefits is too important a decision to make based on what you’ve seen on the internet, or what someone down the street says. Rick can provide you with a clear picture of your options.
In addition to his RSSA® certification, Rick is also a Certified Financial Planner® and Accredited Financial Counselor® certificant.
Areas of Expertise
- CFP
- Financial Education Specialist
- Financial Professional
- Retirement Specialist
Real Stories from Real People
Most People Leave Money on the Table
96% Don't Optimize
Very few people get all the Social Security they’re entitled to.
$111,000 Average Lost
The average household is losing $111,000 in potential income.
1 Chance To Claim
Social Security gives you one chance to get it right – forever.
Maximize Your Benefits
Discover important information for your situation.
Married
If you are married, you may be able to collect up to one-half of your spouse’s Social Security benefit. This won’t affect your spouse’s checks. Ask an RSSA® for details.
Divorced
If you are divorced and 62 or older, you may qualify to receive Social Security benefits from your ex-spouse — in addition to your own Social Security payments. Ask an RSSA® for details.
Widowed
If your spouse has passed away, you may be eligible for a survivor benefit. The extra money may be essential for you. Ask an RSSA® for details.
Single
If you are single, and solely responsible for your retirement, making the optimal Social Security claiming decision is particularly important. Ask an RSSA® about your options.
Self-Employed
As a self-employed person, you may be able to decrease your payroll taxes — yet still receive the maximum income from Social Security. Ask an RSSA® for details.
Disability
Social Security can provide valuable disability benefits if you qualify, but these benefits — and how you qualify for them — are often misunderstood. Ask an RSSA® for details.
Immigrant
If you are a lawful permanent resident, but not yet a citizen, you may still qualify for Social Security benefits. Ask an RSSA® for details.
