Peggy Tomasello
Autumn Insurance Agency
PO Box 1457
Pauma Valley, CA 92061, US
Professional Details
Medicare can be confusing and getting accurate information is key! I’m a local agent that offers Medicare Supplement plans, Medicare Advantage Plans, and Prescription Drug Plans with all the major carriers. Give me an opportunity to earn your trust and confidence; I will guide you through the enrollment process, and help you find a plan that fits your lifestyle and budget. Let me take the stress out of Medicare so you can get on with enjoying life.
I have also received training in Social Security regulations, including claiming strategies for different situations. After taking the comprehensive course, I passed a proctored exam in order to earn the RSSA certificate. Determining when to claim your Social Security benefits can be challenging. I will help you navigate these pitfalls and answer questions you don’t know to ask. I will balance your Social Security choices with your overall retirement planning, so that you also have peace of mind. Speak with me, Peggy Tomasello, — a trained advisor — for a consultation. If you decide to engage with me, you’ll receive a comprehensive personalized analysis and advice that may provide you with thousands or tens of thousands more in lifetime benefits.
Your Social Security analysis starts with an initial free consultation call or meeting. After you complete a form that lets me know about how much you have paid into Social Security, and your financial goals, we’ll discuss all relevant information related to your Social Security claiming decision. I will then run a software analysis to determine the filing ages that yields the maximized lifetime benefit amount, highest annual income, and highest survivor income for couples. I will review the reports with you and will conduct a further analysis of any other alternative dates you would like to consider. Your final deliverables include a PDF report, and potentially, a summary spreadsheet of all claiming ages considered.
Areas of Expertise
- Insurance Agent
- Medicare Advisor
- Private Client Advisor
- Other
Real Stories from Real People
Most People Leave Money on the Table
96% Don't Optimize
Very few people get all the Social Security they’re entitled to.
$111,000 Average Lost
The average household is losing $111,000 in potential income.
1 Chance To Claim
Social Security gives you one chance to get it right – forever.
Maximize Your Benefits
Discover important information for your situation.
Married
If you are married, you may be able to collect up to one-half of your spouse’s Social Security benefit. This won’t affect your spouse’s checks. Ask an RSSA® for details.
Divorced
If you are divorced and 62 or older, you may qualify to receive Social Security benefits from your ex-spouse — in addition to your own Social Security payments. Ask an RSSA® for details.
Widowed
If your spouse has passed away, you may be eligible for a survivor benefit. The extra money may be essential for you. Ask an RSSA® for details.
Single
If you are single, and solely responsible for your retirement, making the optimal Social Security claiming decision is particularly important. Ask an RSSA® about your options.
Self-Employed
As a self-employed person, you may be able to decrease your payroll taxes — yet still receive the maximum income from Social Security. Ask an RSSA® for details.
Disability
Social Security can provide valuable disability benefits if you qualify, but these benefits — and how you qualify for them — are often misunderstood. Ask an RSSA® for details.
Immigrant
If you are a lawful permanent resident, but not yet a citizen, you may still qualify for Social Security benefits. Ask an RSSA® for details.
I want to thank Peggy for helping me navigate the difficult Social Security options. Without this professional help, I would not have received all the benefits I have worked all these years for. Thank you again, Peggy
Great at structuring a path forward. Pleasure to work with.
I was Completely lost with all these people calling me and mailing me information. Very confusing.
I called Peggy and Wow..
So knowledgeable.
Very very happy with her and my plan its perfec for me.
Peggy was great. She was very patient with us. She took care of all our needs as well as answered every question we had. Very professional! I would highly recommend her to anyone without reservations!