Paul has been helping clients with mortgage financing since 1991 and has developed a devoted following. He takes an honest, informed, personal approach with his clients and will always advise them on the best course of action, even if it means they are better off not making any changes. Paul believes home ownership and mortgage financing are quite often the best tools to help his clients reach and fund their retirement. Paul helps clients with retirement mortgages, purchase loans, investment property loans, second home financing and mortgage refinancing. Paul has been married for 24 years and has a daughter in college. He is a leader in his church and enjoys a very active lifestyle while living in Encinitas, California.
Most People Leave Money on the Table
Very few people get all the Social Security they deserve.
The average household is losing $111,000 in potential income.
Social Security gives you one chance to get it right – forever.
Maximize Your Benefits
Discover important information for your situation.
If you are married, you may be able to collect up to one-half of your spouse’s Social Security benefit. This won’t affect your spouse’s checks. Ask an RSSA® for details.
If you are divorced and 62 or older, you may qualify to receive Social Security benefits from your ex-spouse — in addition to your own Social Security payments. Ask an RSSA® for details.
If your spouse has passed away, you may be eligible for a survivor benefit. The extra money may be essential for you. Ask an RSSA® for details.
If you are single, and solely responsible for your retirement, making the optimal Social Security claiming decision is particularly important. Ask an RSSA® about your options.
As a self-employed person, you may be able to decrease your payroll taxes — yet still receive the maximum income from Social Security. Ask an RSSA® for details.
Social Security can provide valuable disability benefits if you qualify, but these benefits — and how you qualify for them — are often misunderstood. Ask an RSSA® for details.