Nick Woog
That Medicare/Retirement Guy
The Retirement Answer Team
Seattle, WA US
Affiliations
Professional Details
Want to talk Medicare? Social Security? Retirment strategy? Then the Retirement Answer Team is here for you. If you think it’s time to retire, let’s take a complete look at your puzzle and go over the options at your fingertips to care for yourself and your family. We promise this: if we can help you, we’ll tell you. And if we can’t, we’ll point you to someone who probably can.
Areas of Expertise
- Insurance Agent
- Medicare Advisor
Real Stories from Real People
Most People Leave Money on the Table
96% Don't Optimize
Very few people get all the Social Security they’re entitled to.
$111,000 Average Lost
The average household is losing $111,000 in potential income.
1 Chance To Claim
Social Security gives you one chance to get it right – forever.
Maximize Your Benefits
Discover important information for your situation.
Married
If you are married, you may be able to collect up to one-half of your spouse’s Social Security benefit. This won’t affect your spouse’s checks. Ask an RSSA® for details.
Divorced
If you are divorced and 62 or older, you may qualify to receive Social Security benefits from your ex-spouse — in addition to your own Social Security payments. Ask an RSSA® for details.
Widowed
If your spouse has passed away, you may be eligible for a survivor benefit. The extra money may be essential for you. Ask an RSSA® for details.
Single
If you are single, and solely responsible for your retirement, making the optimal Social Security claiming decision is particularly important. Ask an RSSA® about your options.
Self-Employed
As a self-employed person, you may be able to decrease your payroll taxes — yet still receive the maximum income from Social Security. Ask an RSSA® for details.
Disability
Social Security can provide valuable disability benefits if you qualify, but these benefits — and how you qualify for them — are often misunderstood. Ask an RSSA® for details.
Immigrant
If you are a lawful permanent resident, but not yet a citizen, you may still qualify for Social Security benefits. Ask an RSSA® for details.
We used Nick in order to gain clarity on our Social Security decision. We were incredibly impressed with the detail of the report and the support Nick was able to give us. We would highly recommend using him!
Jim E
As the Principal of Loreen & Lane – The Retirement Answer Team – I figured I knew exactly when I should collect Social Security. But Nick, who is the RSSA for Loreen & Lane, did my analysis I realized I almost made a huge mistake. The RSSA Roadmap, given my life’s circumstances, was gold. So am I bias? You bet! But how could you not be when the product and service are so good? If you’re thinking of collecting Social Security, get your report – you won’t regret it!
Nick has a relaxed, approachable style that immediately puts you at ease. He’s down to earth and seems the voice of reason in an industry that can sometimes feel complicated and scary. He’s honest and candid, with no hidden agenda.
Top notch.
Nick Woog gave me top tier service and advice on my Social Security plan After he reviewed my file, we discussed all the benefits and analyzed when it would be best for me to start collecting my Social Security benefits due to my current situation. Nick was detailed and thorough in his analysis and I am forever grateful for the what he provided me. I would advise anybody looking for a great advisor to choose Nick Woog as their personal financial analyst.
Great information, super easy to understand and gave us the information we were looking for.