Nelson Tso
NARSSA
13191 Crossroad Pkwy N
La Puente, CA 91746, US
Professional Profile
I am so pleased that you come visit my website!
Social Security is a complex program, and the retiring population needs support navigating the tricky claiming process and decision.
With over 75 million baby boomers and approximately 10,000 of them becoming eligible for benefits each day, the Social Security Administration (SSA) employees are not allowed to give personalized advice beyond the basic benefits and amounts available to the worker at certain age.
There are over 2700 rules, not including exceptions to those rules. Current retirees will lose an estimated average of $68,000 per household because they made a less than optimal decision of when to claim Social Security.
Given the potential for increased benefits, only about 4% of retirees make the financially optimal Social Security claiming decision. The costs of those less-than-optimal decisions are high, especially for those at risk of not having enough income to cover their basic living expenses.
Personal details that can complicate the claiming age decision include:
• Life expectancy
• Relationship status – single, married, divorced, widowed, remarried
• Minor or adult disabled children
• Collecting certain types of pensions
• Continuing to work while collecting benefits
• Disability, and more
My mission is to educate seniors and retirees regarding Social Security, provide ways to maximize their retirement benefit, build a solid retirement plan.
Real Stories from Real People
Most People Leave Money on the Table
96%
Don't Optimize
Very few people get all the Social Security they deserve.
$111,000
Is Lost
The average household is losing $111,000 in potential income.
1 Chance
To Claim
Social Security gives you one chance to get it right – forever.
Maximize Your Benefits
Discover important information for your situation.
Married
If you are married, you may be able to collect up to one-half of your spouse’s Social Security benefit. This won’t affect your spouse’s checks. Ask an RSSA® for details.
Divorced
If you are divorced and 62 or older, you may qualify to receive Social Security benefits from your ex-spouse — in addition to your own Social Security payments. Ask an RSSA® for details.
Widowed
If your spouse has passed away, you may be eligible for a survivor benefit. The extra money may be essential for you. Ask an RSSA® for details.
Single
If you are single, and solely responsible for your retirement, making the optimal Social Security claiming decision is particularly important. Ask an RSSA® about your options.
Self-Employed
As a self-employed person, you may be able to decrease your payroll taxes — yet still receive the maximum income from Social Security. Ask an RSSA® for details.
Disability
Social Security can provide valuable disability benefits if you qualify, but these benefits — and how you qualify for them — are often misunderstood. Ask an RSSA® for details.
Immigrant
If you are a lawful permanent resident, but not yet a citizen, you may still qualify for Social Security benefits. Ask an RSSA® for details.
