Mike Bauman
Retirement Mortgage Pro
703 Pier Ave Ste B-343
Hermosa Beach, CA 90254, US
Professional Profile
Why Work with Mike?
Mike Bauman is an RSSA (Registered Social Security Analyst®) that has received formal training in Social Security regulations, including claiming strategies for different situations. With over 2,700+ rules and nuances, determining when to claim your Social Security benefits can be challenging. Mike will help you navigate these pitfalls and answer questions you don’t know to ask. He will help you balance your Social Security choices with your overall retirement planning, so that you also have peace of mind. It’s not always about just maximizing your benefits either, it’s also about optimizing your benefits to receive the most after-tax income. Speak with Mike Bauman — a trained expert — for a consultation. If you decide to work with Mike, you’ll receive a comprehensive personalized analysis and advice that may provide you with tens to hundreds of thousands in lifetime benefits.
Mike is also a licensed real estate broker (DRE #02007267) and mortgage loan officer (NMLS #2151290) in California, based in the South Bay of Southern California in Hermosa Beach. He is a great resource to help you and your financial planner with the following:
– Identify the best strategy to optimize social security benefits.
– Identify ways to bridge the gap between ages 62 and 70 where your social security benefits may be increased by up to 77%.
– Strategize on how to tap into your home equity for tax-free income.
– Show you how to statistically increase your odds of your retirement nest egg outliving you.
– Show you how to increase your legacy wealth left to your loved ones.
Real Stories from Real People
Most People Leave Money on the Table
96%
Don't Optimize
Very few people get all the Social Security they deserve.
$111,000
Is Lost
The average household is losing $111,000 in potential income.
1 Chance
To Claim
Social Security gives you one chance to get it right – forever.
Maximize Your Benefits
Discover important information for your situation.
Married
If you are married, you may be able to collect up to one-half of your spouse’s Social Security benefit. This won’t affect your spouse’s checks. Ask an RSSA® for details.
Divorced
If you are divorced and 62 or older, you may qualify to receive Social Security benefits from your ex-spouse — in addition to your own Social Security payments. Ask an RSSA® for details.
Widowed
If your spouse has passed away, you may be eligible for a survivor benefit. The extra money may be essential for you. Ask an RSSA® for details.
Single
If you are single, and solely responsible for your retirement, making the optimal Social Security claiming decision is particularly important. Ask an RSSA® about your options.
Self-Employed
As a self-employed person, you may be able to decrease your payroll taxes — yet still receive the maximum income from Social Security. Ask an RSSA® for details.
Disability
Social Security can provide valuable disability benefits if you qualify, but these benefits — and how you qualify for them — are often misunderstood. Ask an RSSA® for details.
Immigrant
If you are a lawful permanent resident, but not yet a citizen, you may still qualify for Social Security benefits. Ask an RSSA® for details.
