Optimize your benefits with advice.
The average household loses over $110,000 in potential income by making the wrong Social Security claiming decisions. I can help you get the money you earned and are entitled to.
-Michael Nelson
Don’t lose out on hundreds of thousands of dollars in lifetime benefits by making the wrong decision.
You may be able to collect up to one-half of your spouse’s benefits.
You may qualify for Social Security Disability Insurance benefits.
You may decrease your payroll taxes and still receive maximum benefits.
You may qualify to receive Social Security benefits from your ex-spouse.
You may qualify to receive survivor benefits that are greater than your own.
If you are a lawful permanent resident, you may qualify for Social Security.
With hundreds (and sometimes thousands) of filing options, getting the most from Social Security can be a complex decision. As a Registered Social Security Analyst, I can help you answer common retirement questions like:
At the completion of your analysis, you will be provided with a comprehensive planning report outlining your benefit considerations in a way you can easily understand; with instructions for when and how to file, calculations, definitions, and much more.
Michael Nelson serves as the President and Chief Executive Officer of First American Entitlement Services, LLC, where he is dedicated to addressing his clients’ Social Security, Medicare, and retirement needs. With 22 years of industry experience and a unique perspective as a former SSDI and Medicare beneficiary, Michael brings both deep understanding and empathy to his work. As a Registered Social Security Analyst (RSSA), he skillfully employs the robust RSSA Roadmap tool to guide clients in determining the optimal time to file for and receive their Social Security benefits.
Renowned as a true expert in his field, Michael takes pride in advising clients on best practices for collecting benefits, staying within earnings limits, avoiding overpayments, maintaining proper records, and safeguarding important documents. He elucidates how taxes can impact Social Security in retirement and provides guidance for those who wish to work while disabled, ensuring clients understand the three stages of working while disabled and how to deploy safeguards that protect their benefits. Michael also educates clients on self-employment taxes, whether they are employed or disabled, and ensures they remain compliant with Substantial Gainful Activity (SGA) rules.
A significant part of his service includes instructing clients on how to report income to the SSA as a disabled individual, complete the necessary paperwork, and remain informed about reporting protocols. Michael extends his expertise to matters of working while retired and advises clients about possible surcharges, such as the Income-Related Monthly Adjustment Amount (IRMAA), which may affect Medicare Part B and Part D premiums for higher-income earners. He informs clients that these surcharges can be deducted directly from their monthly benefits.
Furthermore, Michael guides clients in understanding and managing the documents they receive from Social Security, offering assistance with best practices for preparation and submission. Recognizing that Social Security is a lifeline for over 50 million beneficiaries, he emphasizes the importance of having a knowledgeable advocate on your side.
In addition to his work with clients, Michael has been contracted by the National Association of Registered Social Security Analysts (NARSSA) as a consultant, tasked with recruiting and mentoring future RSSAs. He is committed to sharing best practices and advancing the NARSSA mission, ultimately empowering professionals to better serve their communities.
