Michael S. Kohles
Registered Social Security Analyst
Verso Insurance Partners
3930 Edison Lakes Pkwy Ste 220
Mishawaka, IN 46545, US
Affiliations
Professional Details
A Michiana native with over a decade of experience in the insurance and financial services industry. Michael brings a wealth of knowledge and experience while specializing in the areas of Social Security & Medicare, Retirement Income Optimization, and Life Insurance.
As a Registered Social Security Analyst (RSSA), Michael ensures that clients receive unique individualized advice and solutions aligned with their unique goals and needs. His commitment to personalized service and a thorough understanding of complex financial topics make Michael one the most trusted advisors in our area. Michael works with clients in an ethical, caring, and transparent format that provides an environment designed for individual comprehension and understanding.
Outside of working with clients, Michael enjoys spending time with family and friends (frequently at a local restaurant or golf course!).
Areas of Expertise
- Financial Professional
- Insurance Agent
- Medicare Advisor
- Retirement Specialist
Real Stories from Real People
Most People Leave Money on the Table
96% Don't Optimize
Very few people get all the Social Security they’re entitled to.
$111,000 Average Lost
The average household is losing $111,000 in potential income.
1 Chance To Claim
Social Security gives you one chance to get it right – forever.
Maximize Your Benefits
Discover important information for your situation.
Married
If you are married, you may be able to collect up to one-half of your spouse’s Social Security benefit. This won’t affect your spouse’s checks. Ask an RSSA® for details.
Divorced
If you are divorced and 62 or older, you may qualify to receive Social Security benefits from your ex-spouse — in addition to your own Social Security payments. Ask an RSSA® for details.
Widowed
If your spouse has passed away, you may be eligible for a survivor benefit. The extra money may be essential for you. Ask an RSSA® for details.
Single
If you are single, and solely responsible for your retirement, making the optimal Social Security claiming decision is particularly important. Ask an RSSA® about your options.
Self-Employed
As a self-employed person, you may be able to decrease your payroll taxes — yet still receive the maximum income from Social Security. Ask an RSSA® for details.
Disability
Social Security can provide valuable disability benefits if you qualify, but these benefits — and how you qualify for them — are often misunderstood. Ask an RSSA® for details.
Immigrant
If you are a lawful permanent resident, but not yet a citizen, you may still qualify for Social Security benefits. Ask an RSSA® for details.
