Affiliations
Professional Profile
MeChell A. Reid is a seasoned Financial Professional with nearly 20 years of experience in retirement planning for her clients. She has successfully guided numerous individuals towards their financial goals with a focus on Wealth Accumulation, Preservation, and Distribution strategies. Notably, she prides herself on a track record of safeguarding her clients’ funds from market losses.
With a comprehensive understanding of Rolling-Over Non-Qualified and Tax-Qualified products such as IRA, TSP, 401k, 403B, and Deferred Compensation plans, she offers tailored solutions to suit each client’s unique needs. Currently licensed in IL and other non-resident states, she ensures her clients receive top-tier service regardless of their location.
In addition to her financial services, she is dedicated to educating the community on Social Security and Medicare options that empower individuals. Always committed to client well-being, she provides complimentary financial check-ups to assess their current financial standing and future aspirations.
Mechell Reid has received training in Social Security regulations, including claiming strategies for different situations. After taking the comprehensive course, Mechell has passed a proctored exam in order to earn the RSSA certificate. Determining when to claim your Social Security benefits can be challenging. Mechell will help you navigate these pitfalls and answer questions you don’t know to ask. Mechell will balance your Social Security choices with your overall retirement planning, so that you also have peace of mind. Speak with Mechell Reid — a trained advisor — for a consultation. If you decide to engage Mechell Reid, you’ll receive a comprehensive personalized analysis and advice that may provide you with thousands or tens of thousands more in lifetime benefits.
MeChell embodies a holistic approach to financial planning, blending expertise with genuine care and personalized attention to ensure her clients’ financial success and well-being.
Outside of her professional pursuits, MeChell is known for her compassion and dedication to helping others. A lifelong Chicago area resident, she finds joy in her roles as a devoted wife, mother of six, and grandmother to four beautiful grandchildren. In her leisure time, she enjoys outdoor activities such as biking, playing softball, and rollerblading, especially during the summer months.
Real Stories from Real People
Most People Leave Money on the Table
96%
Don't Optimize
Very few people get all the Social Security they deserve.
$111,000
Is Lost
The average household is losing $111,000 in potential income.
1 Chance
To Claim
Social Security gives you one chance to get it right – forever.
Maximize Your Benefits
Discover important information for your situation.
Married
If you are married, you may be able to collect up to one-half of your spouse’s Social Security benefit. This won’t affect your spouse’s checks. Ask an RSSA® for details.
Divorced
If you are divorced and 62 or older, you may qualify to receive Social Security benefits from your ex-spouse — in addition to your own Social Security payments. Ask an RSSA® for details.
Widowed
If your spouse has passed away, you may be eligible for a survivor benefit. The extra money may be essential for you. Ask an RSSA® for details.
Single
If you are single, and solely responsible for your retirement, making the optimal Social Security claiming decision is particularly important. Ask an RSSA® about your options.
Self-Employed
As a self-employed person, you may be able to decrease your payroll taxes — yet still receive the maximum income from Social Security. Ask an RSSA® for details.
Disability
Social Security can provide valuable disability benefits if you qualify, but these benefits — and how you qualify for them — are often misunderstood. Ask an RSSA® for details.
Immigrant
If you are a lawful permanent resident, but not yet a citizen, you may still qualify for Social Security benefits. Ask an RSSA® for details.
