Lupe Camargo, MBA, CFP®
Perspective Financial Services LLC
Perspective Financial Services LLC
1440 E Missouri Ave #250
Phoenix, AZ 85014, US
Affiliations
Professional Details
I have been serving individuals and families across the US for 20 years. As a CERTIFIED FINANCIAL PLANNER® professional, I see my role as helping clients navigate the turning points in their lives as natural transitions, both planned and unplanned, occur. I take the time to know and understand my clients well to be a proactive and responsive thinking partner and advocate. My clients view me as a trusted friend they can turn to when making important decisions in their lives.
Areas of Expertise
- Financial Planning
- Investment Management
- Medicare Planning
- Pension & Public Employee Benefits
- Retirement Income Planning
- Self-Employed & Small Business Planning
- Social Security Planning
- Tax Planning
- Wealth Management
Credentials
- Certified Financial Planner (CFP)
Real Stories from Real People
Most People Leave Money on the Table
96% Don't Optimize
Very few people get all the Social Security they’re entitled to.
$111,000 Average Lost
The average household is losing $111,000 in potential income.
1 Chance To Claim
Social Security gives you one chance to get it right – forever.
Maximize Your Benefits
Discover important information for your situation.
Married
If you are married, you may be able to collect up to one-half of your spouse’s Social Security benefit. This won’t affect your spouse’s checks. Ask an RSSA® for details.
Divorced
If you are divorced and 62 or older, you may qualify to receive Social Security benefits from your ex-spouse — in addition to your own Social Security payments. Ask an RSSA® for details.
Widowed
If your spouse has passed away, you may be eligible for a survivor benefit. The extra money may be essential for you. Ask an RSSA® for details.
Single
If you are single, and solely responsible for your retirement, making the optimal Social Security claiming decision is particularly important. Ask an RSSA® about your options.
Self-Employed
As a self-employed person, you may be able to decrease your payroll taxes — yet still receive the maximum income from Social Security. Ask an RSSA® for details.
Disability
Social Security can provide valuable disability benefits if you qualify, but these benefits — and how you qualify for them — are often misunderstood. Ask an RSSA® for details.
Immigrant
If you are a lawful permanent resident, but not yet a citizen, you may still qualify for Social Security benefits. Ask an RSSA® for details.
