Luke Andrews, SW-AWMA, RSSA
Financial Advisor/Partner
Luke Andrews, LLC
12551 Indian Rocks Rd Ste 4
Largo, FL 33774, US
Professional Details
Luke Andrews is a native Floridian and proud resident of Belleair Beach, FL, where he lives with his wife of 26 years. Together, they have two grown children. As Founding Partner of Inspire Advisors LLC, Luke specializes in helping clients align their investments with biblical values, while pursuing purposeful, responsible wealth management and optimizing retirement income strategies.
A Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA®) for serving athletes, entertainers & high-net worth families and a Registered National Social Security Analyst (RSSA®) for advanced Social Security Income Planning, Luke also holds a bachelor’s degree in Marketing from the University of South Florida. Luke assists clients with comprehensive financial planning, tax-efficient strategies, estate planning coordination, and charitable giving approaches designed to support your long-term goals and legacy. He also maintains an active lineup of licenses including Series 65 (securities), Life Insurance and Annuities, Property & Casualty Insurance, Real Estate, and Mortgage Origination. As a fiduciary, he is committed to always placing his clients’ best interests first.
An active member of Indian Rocks Baptist Church, Luke serves as Vice Chair of both the Indian Rocks Christian School Foundation and the Indian Rocks Baptist Church Foundation. He is passionate about discipling young men and developing the next generation of biblically aligned investors, Luke’s life and work are driven by faith, family, and a desire to help others thrive spiritually, financially, and personally.
Areas of Expertise
- Divorce Planning
- Estate Planning
- Financial Planning
- Investment Management
- Long-Term Care Planning
- Retirement Income Planning
- Reverse Mortgage
- Self-Employed & Small Business Planning
- Social Security Planning
- Wealth Management
Credentials
- Life & Health Insurance License
- Property & Casualty Insurance License
Real Stories from Real People
Most People Leave Money on the Table
96% Don't Optimize
Very few people get all the Social Security they’re entitled to.
$111,000 Average Lost
The average household is losing $111,000 in potential income.
1 Chance To Claim
Social Security gives you one chance to get it right – forever.
Maximize Your Benefits
Discover important information for your situation.
Married
If you are married, you may be able to collect up to one-half of your spouse’s Social Security benefit. This won’t affect your spouse’s checks. Ask an RSSA® for details.
Divorced
If you are divorced and 62 or older, you may qualify to receive Social Security benefits from your ex-spouse — in addition to your own Social Security payments. Ask an RSSA® for details.
Widowed
If your spouse has passed away, you may be eligible for a survivor benefit. The extra money may be essential for you. Ask an RSSA® for details.
Single
If you are single, and solely responsible for your retirement, making the optimal Social Security claiming decision is particularly important. Ask an RSSA® about your options.
Self-Employed
As a self-employed person, you may be able to decrease your payroll taxes — yet still receive the maximum income from Social Security. Ask an RSSA® for details.
Disability
Social Security can provide valuable disability benefits if you qualify, but these benefits — and how you qualify for them — are often misunderstood. Ask an RSSA® for details.
Immigrant
If you are a lawful permanent resident, but not yet a citizen, you may still qualify for Social Security benefits. Ask an RSSA® for details.
Information on this website does not involve the rendering of personalized investment advice but is limited to the dissemination of general information on products and services. A professional adviser should be consulted before implementing any of the options presented. The information presented is believed to be factual and up-to-date, but we do not guarantee its accuracy and it should not be regarded as a complete analysis of the subjects discussed.
The firm only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. Registration as an investment advisor does not constitute an endorsement of the firm by securities regulators nor does it indicate that the advisor has attained a particular level of skill or ability.
Different types of investment involve varying degrees of risk, and there can be no assurance that any specific investment will either be suitable or profitable for a client's investment portfolio. No client or prospective client should assume that any information presented and/or made available on this Website serves as the receipt of, or a substitute for, personalized individual advice from the adviser or any other investment professional.
National Admin Office: 3597 E Monarch Sky Ln, Suite 330 Meridian, ID 83646; Phone: (877) 859-6383 Investment advisory services offered through Inspire Advisors, LLC, a Registered Investment Advisor registered with the SEC.
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