LATRICIA KELLY
RSSA
G9 Consulting Group, LLC
7914 N Lagoon Dr
Panama City, FL 32408, US
Affiliations
Professional Details
LaTricia Kelly, RSSA®
Founder, MaxYourSocialSecurity.org
Panama City Beach, Florida
LaTricia Kelly is a Registered Social Security Analyst (RSSA®) and the founder of MaxYourSocialSecurity.org, where she specializes in helping individuals and couples make informed, strategic decisions about their Social Security benefits. With a strong commitment to education and precision planning, LaTricia provides personalized Social Security analysis designed to maximize lifetime income and reduce costly claiming mistakes.
With a diverse professional background that includes decades of experience in healthcare, real estate, and financial services, LaTricia brings a uniquely holistic perspective to retirement planning. She understands that Social Security is not a one-size-fits-all decision—and works closely with clients to evaluate timing strategies, spousal benefits, taxation considerations, and long-term income optimization.
LaTricia is known for translating complex Social Security rules into clear, actionable guidance. Through consultations, educational workshops, and digital resources, she empowers pre-retirees, retirees, and financial professionals to make confident, data-driven decisions.
Her mission is simple: to help clients claim smarter, maximize their benefits, and retire with confidence.
Areas of Expertise
- Insurance Agent
- Medicare Advisor
- Retirement Specialist
Real Stories from Real People
Most People Leave Money on the Table
96% Don't Optimize
Very few people get all the Social Security they’re entitled to.
$111,000 Average Lost
The average household is losing $111,000 in potential income.
1 Chance To Claim
Social Security gives you one chance to get it right – forever.
Maximize Your Benefits
Discover important information for your situation.
Married
If you are married, you may be able to collect up to one-half of your spouse’s Social Security benefit. This won’t affect your spouse’s checks. Ask an RSSA® for details.
Divorced
If you are divorced and 62 or older, you may qualify to receive Social Security benefits from your ex-spouse — in addition to your own Social Security payments. Ask an RSSA® for details.
Widowed
If your spouse has passed away, you may be eligible for a survivor benefit. The extra money may be essential for you. Ask an RSSA® for details.
Single
If you are single, and solely responsible for your retirement, making the optimal Social Security claiming decision is particularly important. Ask an RSSA® about your options.
Self-Employed
As a self-employed person, you may be able to decrease your payroll taxes — yet still receive the maximum income from Social Security. Ask an RSSA® for details.
Disability
Social Security can provide valuable disability benefits if you qualify, but these benefits — and how you qualify for them — are often misunderstood. Ask an RSSA® for details.
Immigrant
If you are a lawful permanent resident, but not yet a citizen, you may still qualify for Social Security benefits. Ask an RSSA® for details.


