Kristine Carter Naff
KCN Benefit Advisors, LLC
3810 166th St NE
Arlington, WA 98223, US
Professional Details
With over twenty years in the Medicare health insurance space, I realized the overwhelming need for my clients to have access to in-depth information regarding their optimal Social Security claiming options. Now, as a Registered Social Security Analyst, I feel that I can provide my clients invaluable information as they move into their retirement phase with both their Medicare health insurance needs and their Social Security Road Map.
Areas of Expertise
- Insurance Agent
- Medicare Advisor
Real Stories from Real People
Most People Leave Money on the Table
96% Don't Optimize
Very few people get all the Social Security they’re entitled to.
$111,000 Average Lost
The average household is losing $111,000 in potential income.
1 Chance To Claim
Social Security gives you one chance to get it right – forever.
Maximize Your Benefits
Discover important information for your situation.
Married
If you are married, you may be able to collect up to one-half of your spouse’s Social Security benefit. This won’t affect your spouse’s checks. Ask an RSSA® for details.
Divorced
If you are divorced and 62 or older, you may qualify to receive Social Security benefits from your ex-spouse — in addition to your own Social Security payments. Ask an RSSA® for details.
Widowed
If your spouse has passed away, you may be eligible for a survivor benefit. The extra money may be essential for you. Ask an RSSA® for details.
Single
If you are single, and solely responsible for your retirement, making the optimal Social Security claiming decision is particularly important. Ask an RSSA® about your options.
Self-Employed
As a self-employed person, you may be able to decrease your payroll taxes — yet still receive the maximum income from Social Security. Ask an RSSA® for details.
Disability
Social Security can provide valuable disability benefits if you qualify, but these benefits — and how you qualify for them — are often misunderstood. Ask an RSSA® for details.
Immigrant
If you are a lawful permanent resident, but not yet a citizen, you may still qualify for Social Security benefits. Ask an RSSA® for details.
The “experts” say to wait. After running the numbers, the experts were wrong for us. Kristine ran the numbers and the experts were wrong. It was well worth the fee to get the best answer for our situation.
Kristine is absolutely amazing. She is extremely knowledgeable and patient. I just turned 65 in September and I was so unsure of when I should start collecting social security or wait a while more because I still want to work but not necessarily full time depending on advice. She will answer any and all questions you may have in terms you’ll understand. She will print out all information needed for you to look over and when you leave you will have all the tools and information needed to make your decision. I highly recommend her.
Kristine has been our Medicare advisor for years, helping us navigate the complex and confusing healthcare system. So happy she is now advising on Social Security too. Could have never figured out and understood the best plan for My Husband and I without her. Kristine and her team are awesome!!!